Conventional Loan Specialist

2 days ago


Bharatpur, Rajasthan, India beBeeMortgage Full time ₹ 9,07,200 - ₹ 13,56,000

Job Summary:

The primary responsibility of a Mortgage Underwriter is to review, condition and underwrite mortgage loans in accordance with established policies and procedures.

Key Responsibilities include:

  • Reviewing and analyzing mortgage loan applications to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines.
  • Examining all documentation for accuracy and completeness.
  • Calculating asset requirements for closing and reserve purposes.
  • Making independent decisions regarding acceptance and risk of loans according to HUD, investor guidelines.
  • Providing final approval underwriting of mortgage loans.
  • Completing all required paperwork and forms in a timely and accurate manner.

Required Skills and Qualifications:

  • Experience in live underwriting & Real Time Analysis.
  • Excellent Income Calculation and Debt-to-Income (DTI) Ratio Calculation skills.
  • Expertise in 4C's framework (Credit, Capacity, Collateral and Capital).
  • Familiarity with Credit report Analysis & Letter of Explanation.
  • Knowledge on Credit Bureau, Documents to approve the loan.


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