Business Credit Specialist
1 week ago
Job Summary
IDFC FIRST Bank is seeking a highly skilled Business Credit Specialist to join our team. As a Business Credit Specialist, you will be responsible for coordinating with sales teams to achieve targets, managing credit and business commitments, and evaluating proposals.
Key Responsibilities
- Prepare comprehensive credit proposal notes and recommendations.
- Manage and follow up on credit and business commitments to ensure alignment with the bank's objectives.
- Evaluate proposals, identifying key credit risks and mitigating factors.
- Analyze existing business portfolios and recommend changes to contribute to business development.
- Ensure high-quality retail portfolios through policy implementation.
- Employ automation and digitization tools to increase process efficiency.
- Implement internal compliances and regulatory frameworks across the business.
- Collaborate with collections to drive down net credit loss and delinquency metrics.
- Review and approve credit proposals within discretionary authority limits.
Requirements
To succeed as a Business Credit Specialist, you should have:
- 2+ years of relevant experience in credit management or a related field.
- Graduation from any recognized institution.
- Post-graduation from any recognized institution.
Compensation and Benefits
We offer a competitive salary package, including an estimated annual salary of ₹9,50,000 - ₹12,00,000, depending on location and experience.
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