Business Credit Specialist

1 week ago


Hyderabad, Telangana, India IDFC FIRST Bank Full time

Job Summary

IDFC FIRST Bank is seeking a highly skilled Business Credit Specialist to join our team. As a Business Credit Specialist, you will be responsible for coordinating with sales teams to achieve targets, managing credit and business commitments, and evaluating proposals.

Key Responsibilities

  • Prepare comprehensive credit proposal notes and recommendations.
  • Manage and follow up on credit and business commitments to ensure alignment with the bank's objectives.
  • Evaluate proposals, identifying key credit risks and mitigating factors.
  • Analyze existing business portfolios and recommend changes to contribute to business development.
  • Ensure high-quality retail portfolios through policy implementation.
  • Employ automation and digitization tools to increase process efficiency.
  • Implement internal compliances and regulatory frameworks across the business.
  • Collaborate with collections to drive down net credit loss and delinquency metrics.
  • Review and approve credit proposals within discretionary authority limits.

Requirements

To succeed as a Business Credit Specialist, you should have:

  • 2+ years of relevant experience in credit management or a related field.
  • Graduation from any recognized institution.
  • Post-graduation from any recognized institution.

Compensation and Benefits

We offer a competitive salary package, including an estimated annual salary of ₹9,50,000 - ₹12,00,000, depending on location and experience.



  • Hyderabad, Telangana, India Credit Saison India Full time

    About Credit Saison India:A leading neo-lending conglomerate, empowered by our global parent company, is accelerating India's credit growth story. We build technology-led solutions to cater to diverse credit needs of individuals, SMEs, FinTechs, and NBFCs.Our subsidiary, Kisetsu Saison Finance India Private Limited, was founded in 2018 as a registered entity...


  • Hyderabad, Telangana, India ADCI HYD 13 SEZ Full time

    Company OverviewWe are ADCI HYD 13 SEZ, a leading organization in the field of credit management. Our team is responsible for providing thorough credit risk assessments for Amazon businesses, ensuring sound and well-understood decisions.About the JobAs a Credit Risk Specialist, you will be working closely with our credit team to evaluate credit applications,...


  • Hyderabad, Telangana, India Axis Bank Full time

    As a Credit Risk Specialist at Axis Bank, you will play a pivotal role in evaluating credit proposals and assessing the creditworthiness of customers.Key ResponsibilitiesEvaluate credit proposals and assess the creditworthiness of customersConduct thorough reviews and renewals of accountsPrepare and present detailed notes on appraisal, review, and risk...


  • Hyderabad, Telangana, India IDFC FIRST Bank Full time

    Job Title: Credit Recovery SpecialistLocation: IDFC FIRST BankEstimated Salary: ₹750,000 - ₹1,250,000 per annumAbout the Role:The Collections Department at IDFC FIRST Bank is seeking a skilled and experienced Credit Recovery Specialist to join our team. As a key member of our collections team, you will be responsible for managing and undertaking...


  • Hyderabad, Telangana, India CARE Hospitals, Quality CARE India Limited Full time

    Job SummaryWe are seeking a highly skilled Chief Credit and Collections Specialist to join our team at CARE Hospitals, Quality CARE India Limited. This role will be responsible for ensuring timely delivery of credit and collection KPIs while driving process improvements through unit receivable teams.The ideal candidate will have at least 5-6 years of...


  • Hyderabad, Telangana, India Credit Saison India Full time

    About UsCredit Saison India, a Neo-Lending Conglomerate, is accelerating India's credit growth story by building a Technology-Led Neo-Lending Conglomerate. Our company offers bespoke solutions to meet the various credit needs of Individuals, SMEs, FinTechs, and NBFCs.Established in 2018 as an MNC subsidiary of its parent company - Credit Saison Co. Ltd in...


  • Hyderabad, Telangana, India UPS Full time

    About the Job As a Senior Credit Collections Specialist at UPS, you will play a pivotal role in driving credit recovery efforts and ensuring timely payment from our valued customers. This is an exciting opportunity to join a dynamic team that values professionalism, integrity, and customer satisfaction.**Job Responsibilities:**Develop and implement effective...


  • Hyderabad, Telangana, India Celanese Corporation Full time

    Celanese Corporation: Corporate Credit Card Specialist Job DescriptionWe are seeking a skilled Corporate Credit Card Specialist to join our team at Celanese Corporation.About the Role:This is a challenging role that requires sound knowledge in card program administration, expertise in Concur travel and expense systems, and strong analytical skills. The ideal...


  • Hyderabad, Telangana, India Carrier Full time

    OverviewCarrier Global Corporation is a global leader in intelligent climate and energy solutions. We are committed to creating innovative solutions that matter for people and our planet. We are seeking a skilled Credit and Collections Specialist to join our team.About the RoleThis role is responsible for performing work related to billing, credit, and...


  • Hyderabad, Telangana, India UPS Full time

    Credit Collection and ResolutionWe are seeking a highly skilled Business Liaison Specialist to join our team at UPS. In this role, you will be responsible for the analysis of ledgers and sharing feedback with the Team Lead/Assistant Supervisor for the collectable and non-collectable portfolio.Key Responsibilities:Timely submission of invoices to customers to...


  • Hyderabad, Telangana, India Genpact Full time

    Genpact, a global leader in professional services and solutions, is seeking a highly skilled Credit Insurance Operations Specialist to join our team.About GenpactWith over 125,000 professionals across 30+ countries, we deliver outcomes that shape the future. Our mission is to create lasting value for clients through our deep business and industry knowledge,...


  • Hyderabad, Telangana, India WELLS FARGO BANK Full time

    About the RoleWe are seeking a seasoned Business Portfolio Manager to join our team at Wells Fargo Bank. As a key member of our credit risk management team, you will play a crucial role in ensuring the financial health and stability of our clients.Your primary responsibility will be to monitor and analyze the performance of assigned portfolios, identifying...


  • Hyderabad, Telangana, India Techno-Comp Computer Services Pvt. Ltd. Full time

    Job Title: Business Data Insights SpecialistAbout the Role:We are seeking a skilled Business Data Insights Specialist to join our team at Techno-Comp Computer Services Pvt. Ltd. The ideal candidate will have 4+ years of experience in using predictive analytics to solve business problems.Key Responsibilities:Proficient with SQL and proficient in Python/R...


  • Hyderabad, Telangana, India Axis Bank Full time

    The RoleWe are seeking a skilled Credit Risk Manager to join our team at Axis Bank, responsible for overseeing retail credit processes and ensuring compliance with legal and technical requirements.Key Responsibilities:Evaluate and mitigate credit risk in retail banking operationsDevelop and implement strategies to optimize cost rationalization, approval...


  • Hyderabad, Telangana, India NeoGrowth Credit Pvt. Ltd. Full time

    Job Overview:The position of Zonal Sales Manager for Retail Loans at NeoGrowth Credit Pvt. Ltd. offers an excellent opportunity for a professional to join the core team engaged in setting up a new nationwide organization and participate in its growth.This role involves setting up the DSA network for the sales function in NeoGrowth, identifying, selecting,...


  • Hyderabad, Telangana, India WELLS FARGO BANK Full time

    Job OverviewWe are seeking a highly skilled Senior Risk Management Specialist to join our team at Wells Fargo Bank. In this role, you will play a critical part in ensuring the effective management of risk across all Consumer Lending products.About UsWells Fargo is a leading financial services company that prides itself on its commitment to diversity, equity,...


  • Hyderabad, Telangana, India Carrier Full time

    Lead Credit Risk Manager at CarrierEstimated Salary: $120,000 - $180,000 per annumAbout the RoleWe are seeking a seasoned Credit Risk Management Lead to oversee our credit and collections operations in Hyderabad, India. As a key member of our finance team, you will be responsible for developing and implementing effective credit risk management strategies to...


  • Hyderabad, Telangana, India HSBC Full time

    Career Opportunities with HSBCWe are seeking an experienced professional to join our team in the role of Corporate Credit Risk Manager. As a key member of our Wholesale Credit and Market Risk team, you will be responsible for reviewing credit submissions, challenging the Relationship Manager's proposition where required, and approving/recommending a lending...


  • Hyderabad, Telangana, India Namaste Credit Full time

    **About The Team**Namaste Credit's Security Development team is responsible for designing and building critical security services, including Detection and Response Automation, Secrets Management, and Identity and Access Management. Our goal is to provide robust libraries, frameworks, and services that empower our engineers to build secure...


  • Hyderabad, Telangana, India Zaggle Full time

    About UsZaggle is a leading B2B2C SaaS FinTech company that specializes in digitizing spends to drive growth and unlock value through automated and innovative workflows. As one of the few profitable and listed (NSE: ZAGGLE) new-age companies in India, we offer a unified software cum payments platform for employee expenses, benefits, rewards, vendor payments,...