Mega Walk in Drive for Credit Variations Calculator Professional
2 weeks ago
Role Overview
Credit Variations Calculator (CVC) process requires professionals to accurately update the CVC spreadsheet with all the loan information. This includes key details such as customer & mortgage info, outstanding loan balances, loan to value ratio, security address, security value, title info and other essential loan data. The process aims to ensure that all fields in the CVC are complete, current and reflective of the loan's status to support accurate calculations.
Key Responsibilities:
- Loan Information Update: Review the CHLM application & Discharge Authority to assess and determine the applicability of CVC. Update all relevant existing loan information, including customer & mortgagors' info, guarantor info (if any), loan account numbers, outstanding balances, and security details, into the CVC spreadsheet using data from CommSee, HLS, Genworth, D&D or other acceptable source documents.
- Data Accuracy: Ensure a high level of accuracy and attention to detail when updating each field in the CVC spreadsheet.
- Turnaround Time: Ensure all cases are completed within the agreed turnaround time, maintaining efficiency and adherence to deadlines while upholding data accuracy and quality standards in the CVC update.
- Regulatory Compliance: Ensuring that all the cases are handled in accordance with the regulatory requirement.
- Security Verification: Ensure the bank's security position based on customers requested variation request is verified and correctly reflected in the CVC.
- Credit Decisioning: Ensure credit variation (CHLM) applications are ready for assessment by credit decisioning team.
Required Skills and Qualifications:
- Mortgage/Home Buying Experience: Minimum of 2 - 4 years of experience in mortgage/home buying process.
- Analytical and Problem-Solving Skills: Proven ability to effectively plan and coordinate incoming work and enquiries.
- Communication and Stakeholder Management: Excellent Communication and stakeholder management skills, supported by collaboration mindset and possess a service-based mindset with strong customer focus.
- Detail-Oriented: Detail Oriented - exercise extreme attention to details; thorough, accurate, organized, and productive and seeks to understand both cause and effect of a situation.
- Judgement and Critical Thinking: Good Judgement - The exercise of Critical thinking, analysing and assessing and taking ownership of outcome.
Benefits and Perks:
Salary: An attractive salary range of $80,000 - $120,000 per annum, depending on experience, making it one of the highest-paying jobs in the industry.
Location: Bengaluru, Karnataka, India.
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