Credit Assessment Professional
6 days ago
Vivriti Capital is a dynamic and spirited institution that boasts of a large appetite for success through its vision of creating the largest and most valuable platform for enterprise finance.
Job DescriptionAs a Credit Manager at Vivriti Capital, you will be responsible for independently preparing comprehensive credit assessments of clients on a continuous basis. This includes desk review, on-field diligence, and monitoring of allocated portfolio clients. You will also prepare detailed proposal notes for internal circulation and present client credit profiles to internal teams and Credit Committees to support decision-making.
You will work closely with the sales team, account relationship team, and other concerned teams to identify early warning signs of credit deterioration and jointly monitor portfolios based on early warning systems.
Your key responsibilities will include:
- Conducting thorough financial analysis of clients
- Presenting client credit profiles to internal teams and Credit Committees
- Preparing detailed proposal notes for internal circulation
- Maintaining close watch on allocated portfolio clients
- Working with sales and account relationship teams to identify new sourcing opportunities and renewal/review
To succeed in this role, you will need:
- 1+ years of relevant credit assessment experience in corporates
- Structured credit/lending or portfolio/credit monitoring teams experience in Banks/NBFCs/PE/Debt funds/Rating agencies
- Excellent analytical and problem-solving skills
- Strong communication and report-writing skills
- Able to work under tight timelines and handle multiple tasks simultaneously
We offer a competitive salary of ₹60 lakhs per annum, plus additional benefits including:
- Medical care, life and personal accident insurance, critical illness cover
- Interest-free loans up to INR 10 Lacs
- Nutritious food, fruits, and beverages available round the clock
- Well-equipped sports and recreation room
- Cultural celebrations and sporting events
Vivriti Capital is a place where talented individuals come together to shape the future of enterprise finance. We offer a collaborative culture, a platform to excel, and a chance to make a real impact. Join us and be part of our mission to revolutionize the Indian debt market space.
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