Credit Manager
4 weeks ago
We are seeking a seasoned Credit Manager to lead our company's lending process. This role involves evaluating clients' creditworthiness, approving or rejecting loan requests, and determining interest rates.
Responsibilities include:
- Evaluating clients' credit history and financial stability
- Creating and implementing credit scoring models to predict lending risks
- Approving or rejecting loan requests based on credibility and potential revenue
- Calculating and setting interest rates for loans
- Negotiating loan terms with clients
- Monitoring loan payments and maintenance of records
- Ensuring compliance with lending regulations
- Developing and reviewing credit policies
Requirements:
- Master's degree in Accounting or Finance
- Experience in credit assessment and lending process
- Strong analytical and risk assessment skills
- Effective communication and negotiation skills
- Ability to work in a team and lead by example
Preferred Qualifications:
- Candidate should have experience in the banking industry
- Strong understanding of credit scoring models and lending regulations
- Ability to analyze complex financial data and make informed decisions
- Strong problem-solving and analytical skills
Note: This role requires a strong understanding of credit assessment and lending regulations. The ideal candidate should have a proven track record in credit management and be able to lead by example.
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