
Financial Credit Risk Specialist
3 days ago
Job Overview
We are seeking a Credit Risk Analyst to join our team. The ideal candidate will have excellent research and analytical skills, with the ability to evaluate clients' creditworthiness and predict potential risks.
This is an exciting opportunity for someone who wants to work in a dynamic environment, analyzing data and developing strategies to minimize financial risk.
- The Credit Risk Analyst will be responsible for researching and evaluating clients' credit histories to determine their level of risk.
- You will create complex credit scoring models to approve or reject loan requests based on credibility and potential revenues and losses.
- Maintain accurate records of loan applications and follow up with clients to manage debt settlements and loan renewals.
- Evaluate all lending procedures to ensure compliance with regulations and best practices.
Key Responsibilities
- Develop, review, and update our company's credit policies to ensure they are aligned with industry standards.
- Negotiate loan terms with clients to ensure mutually beneficial agreements.
- Evaluate client credit reports to identify potential risks and opportunities.
Requirements
- Bachelor's degree in Finance, Accounting, or related field.
- Proven experience in credit analysis and risk management.
- Excellent communication and interpersonal skills.
- Ability to analyze complex data and develop strategic recommendations.
Benefits
- Competitive salary and benefits package.
- Ongoing training and development opportunities.
- A supportive and collaborative work environment.
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