
Chief Risk Governance Specialist
2 days ago
Job Overview:
The Lead Risk Strategist will develop and implement a comprehensive risk management framework that aligns with business objectives. This role demands a strategic mindset, strong analytical skills, and a deep understanding of the NBFC and Banking sector and regulatory landscape in India.
Key Responsibilities:
- Design and implement a risk management strategy that identifies, assesses, and mitigates risks across credit, operational, and compliance domains.
- Oversee risk monitoring, assessment, and mitigation strategies through policies and frameworks.
- Evaluate emerging credit risks (e.g., identity fraud) and recommend proactive measures.
- Ensure effective portfolio monitoring, stress testing, and expected credit loss forecasting to manage potential default risks.
- Utilize data analytics, AI, and machine learning tools to enhance risk control and provide insights for risk modeling, fraud detection, and early-warning systems.
- Prepare and present regular risk reports to senior management and the board, providing insights into portfolio performance, emerging risks, and key risk indicators.
Requirements:
- Master's degree in finance, economics, risk management, or a related field.
- Minimum 12 years of experience in risk management, ideally in the NBFC, banking, or financial services sector, with at least 3 years in a leadership role.
- Strong knowledge of credit and financial risk, operational risk in the context of an NBFC; familiarity with RBI regulations.
- Sectoral understanding of financial institutions and strong ability to interpret financial trends.
- Proficiency in risk management and data analytics tools, ideally including Python and SQL will be an added advantage.
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