Unsecured Lending Credit Risk Expert

1 day ago


Kanpur, Uttar Pradesh, India beBeeCreditRisk Full time ₹ 12,07,441 - ₹ 16,89,879
Credit Risk Management Lead

Overview

We are seeking a seasoned Credit Risk Management Lead to oversee and strengthen our credit risk framework for unsecured lending. This role requires an individual with expertise in developing and maintaining credit risk policies, managing underwriting models, and portfolio monitoring.

Key Responsibilities:

  • Develop and maintain credit risk policies and frameworks for unsecured products, ensuring alignment with market trends, regulatory guidelines, and risk appetite.
  • Collaborate with product and analytics teams to optimize credit strategies for new and existing products, driving growth while minimizing risk.
  • Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics, identifying areas for improvement.

Requirements:

  • MBA/PGDM in Finance, Economics, or CA, with a strong understanding of consumer credit products and the risk lifecycle.
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs, with a proven track record of driving business growth and minimizing risk.
  • Working Capital underwriting is essential for this role.

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