Risk Assessment Specialist

2 days ago


Kanpur, Uttar Pradesh, India beBeeCredit Full time ₹ 12,00,000 - ₹ 20,00,000
Job Description

Risk assessment is a critical component of our business strategy. As a key member of our team, you will be responsible for developing and implementing risk models and frameworks in an unsecured lending context.

  • Risk Model Development: Develop, implement, and review credit risk models to ensure accurate risk assessment and decision-making.
  • Risk Strategy Implementation: Implement and monitor credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections.
  • Portfolio Performance Review: Regularly review portfolio performance against various risk metrics, identifying early warning signals and analyzing trends to track portfolio quality.
  • Risk Policy Update: Ensure timely review and updating of risk policies to reflect the dynamic external environment and internal risk appetite.
  • Industry Analysis: Analyze industry data to prepare MIS/Dashboards and apprise senior management on changing market conditions.
  • Process Audit: Regularly review processes for adherence to risk policies and ensure controls are effectively in place and working.
  • Team Collaboration: Coordinate with internal teams to strengthen the risk framework and ensure seamless risk management practices.
Required Skills and Qualifications
  • Bachelor's or Master's degree from a top-tier college.
  • Minimum 3-6 years of experience in managing risk in a non-banking financial company (NBFC), fintech, or lending institution.
  • Strong proficiency in Python and SQL, with a minimum of 2 years of experience.
  • Excellent understanding of data and ability to derive actionable insights.
  • Solid knowledge of statistical models and their applications.
  • Experience in microfinance/MSME lending is highly desirable.


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