Senior Risk Professional

2 days ago


Kanpur, Uttar Pradesh, India beBeeRisk Full time ₹ 10,00,000 - ₹ 22,00,000

Job Opportunity

We are seeking a highly skilled Risk Analyst to fill a critical role in our organization. The successful candidate will be responsible for developing, implementing, and reviewing credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.

Main Responsibilities:

  • Credit Risk Models: Develop, implement, and review credit risk models and associated frameworks to ensure effective risk management.
  • Risk Strategies: Implement and monitor credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections.
  • Portfolio Review: Review portfolio on a periodic basis across various risk metrics to identify early warning signals and analyze portfolio trends.
  • Risk Policies: Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
  • Industry Analysis: Analyze industry data on a large scale, prepare MIS/Dashboards, and apprise senior management on changing market conditions.
  • Process Review: Regularly review processes for adherence to risk policies and check if controls are effectively in place and working.
  • Risk Framework: Coordinate with various internal teams to strengthen the risk framework.

Required Qualifications:

  • Education: BTech or MTech from a Tier 1 college.
  • Experience: 3-6 years of experience in managing risk in a NBFC/Fintech/Lending organization.
  • Technical Skills: Proficiency in Python and SQL is mandatory.
  • Soft Skills: Excellent understanding of data and ability to bring insights.
  • Statistical Knowledge: Sound knowledge of statistical models.
  • Additional Advantage: Experience in Microfinance/MSME Lending is an added advantage.


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