Strategic Portfolio Manager

2 weeks ago


Chennai, Tamil Nadu, India Axis Bank Full time

Axis Bank is seeking a seasoned Strategic Portfolio Manager to spearhead its Non-Performing Assets (NPA) management and recovery initiatives. This role offers an exceptional opportunity for a results-driven professional to make a significant impact on the bank's financial performance.

About the Role:

The successful candidate will be responsible for managing a portfolio of NPA accounts, with a focus on resolution, credit management, and restructuring. Key objectives include achieving revenue targets through effective recovery strategies, optimizing asset quality, and ensuring compliance with regulatory guidelines.

Key Responsibilities:

  • Develop and execute comprehensive NPA management plans, aligned with business objectives and regulatory requirements.
  • Collaborate with internal stakeholders to identify and prioritize high-value NPAs for resolution and recovery.
  • Analyze market trends, competitor activity, and regulatory changes to inform strategic decisions and optimize NPA portfolios.
  • Maintain accurate and detailed records of NPA accounts, including loan history, credit analysis, and recovery efforts.
  • Present regular updates and insights to senior management and other key stakeholders, highlighting progress toward NPA reduction and revenue growth goals.

Requirements:

  • MBA in Finance or CA qualification, with a minimum of 5 years of experience in NPA management, credit risk assessment, or a related field.
  • Proven track record of delivering results in similar roles, with a strong understanding of regulatory frameworks and industry best practices.
  • Excellent analytical, communication, and interpersonal skills, with the ability to build and maintain relationships with internal stakeholders, customers, and external partners.
  • Hands-on experience with NPA resolution processes, including SARFAESI, DRT, and NCLT, as well as knowledge of relevant RBI guidelines.

What We Offer:

  • A competitive salary range of ₹12.5 lakh to ₹20.5 lakh per annum, based on qualifications and experience.
  • A dynamic work environment that encourages innovation, collaboration, and continuous learning.


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