
Strategic Risk Management Professional
2 weeks ago
Overview:
The ERM unit is seeking a highly skilled and experienced research analyst to support risk assessments, strategic decision-making, and Board-level reporting.
Main Responsibilities:
- Conduct balance sheet benchmarking of banks against peers, analyzing capital adequacy, net interest margin, cost-to-income ratio, credit costs, gross non-performing assets, and return on assets.
- Research business models of peers across various segments, preparing notes on emerging sector risks, competitive strategies, and market positioning.
- Track and interpret macroeconomic developments, including GDP growth, inflation, interest rates, liquidity, and credit growth.
- Monitor pricing strategies adopted in various credit products and implement risk-based pricing in compliance with regulatory requirements.
- Prepare sectoral risk outlooks for housing finance, MSME, microfinance, gold loans, and vehicle loans, including early warning signals from global and domestic economic trends.
- Contribute to risk posture reports, Board-level dashboards, and other reporting aspects on risk management at various committees/forums.
Requirements:
- Postgraduate degree in Finance or Economics (MBA/PGDM, FRM, CFA preferred)
- 3-5 years of relevant experience in research, financial analysis, consulting, or enterprise risk management
- Certifications on FRM/PRM are an added plus
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