Senior Credit Specialist

2 weeks ago


Kottayam, Kerala, India beBeeCredit Full time ₹ 75,00,000 - ₹ 1,50,00,000

As a Credit Analyst, you will play a vital role in enhancing our credit and deal execution capabilities.

Key Responsibilities:
  • Comprehensive Credit Memo Preparation: Draft clear, accurate, and comprehensive credit memos for transactions.
  • Loan Term Sheet Management: Prepare, review, and analyze loan term sheets to ensure smooth underwriting decisions.
  • Financial Analysis: Conduct thorough financial and credit analysis to support underwriting decisions.
  • Risk Identification and Mitigation: Assist in identifying and assessing risks, providing recommendations to mitigate them effectively.
  • Deal Execution Collaboration: Collaborate with the lending team to ensure timely and efficient deal execution.
  • Attention to Detail: Maintain high attention to detail while working across multiple transactions simultaneously.
Qualifications & Skills:
  • Experience: 3–7 years of credit analysis / underwriting experience with financial institutions, lenders, or investment managers.
  • Credit Fundamentals: Strong analytical and problem-solving skills with a solid foundation in credit fundamentals.
  • Writing Skills: Excellent writing skills and ability to prepare professional reports and memos.
  • Technical Skills: Proficiency in Microsoft Excel and other financial analysis tools.
  • Real Estate Debt Exposure: Exposure to real estate debt is highly preferred. Good in Financial Modeling
  • Teamwork: Ability to work independently while collaborating effectively with global teams.


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