Credit Manager Specialist

11 hours ago

Kottayam, Kerala, India beBeeCreditManagement Full time ₹ 12,00,000 - ₹ 20,00,000

Credit Management Professional

About this role:

Lead and manage the credit control function of an organization, ensuring timely collection of outstanding receivables, minimizing bad debts, and maintaining healthy cash flow.

Key Responsibilities:

  • Credit Management: Develop and implement credit control policies, procedures, and credit limits. Evaluate new and existing customer creditworthiness through financial analysis, credit scoring, and risk assessments. Approve or recommend credit limits and payment terms.
  • Receivables Management: Monitor the accounts receivable ledger to ensure all debts are collected in a timely manner. Review and reconcile customer accounts regularly. Ensure accurate and timely allocation of receipts.
  • Collections: Lead and manage the collections team to follow up on outstanding invoices. Resolve invoice disputes and escalate problematic cases to management. Maintain regular contact with key customers to secure payments.
  • Reporting & Analysis: Prepare weekly/monthly reports on receivables, aging, DSO (Days Sales Outstanding), bad debt provisions, and collection efficiency. Highlight high-risk accounts and overdue balances to senior management.
  • Stakeholder Collaboration: Work closely with the Sales, Legal, and Customer Service teams to resolve credit issues and support customer relationships. Liaise with external credit rating agencies and legal advisors when required.
  • Team Leadership: Manage, train, and motivate the credit control team. Set performance KPIs and review team performance regularly.
  • Compliance: Ensure adherence to company credit policies and regulatory requirements. Support internal and external audit processes.

  • Senior Credit Specialist

    2 days ago

    Kottayam, Kerala, India beBeeCredit Full time ₹ 75,00,000 - ₹ 1,50,00,000

    As a Credit Analyst, you will play a vital role in enhancing our credit and deal execution capabilities.Key Responsibilities:Comprehensive Credit Memo Preparation: Draft clear, accurate, and comprehensive credit memos for transactions.Loan Term Sheet Management: Prepare, review, and analyze loan term sheets to ensure smooth underwriting decisions.Financial...

  • Leading Credit Analyst

    7 days ago

    Kottayam, Kerala, India beBeeCredit Full time ₹ 25,00,000 - ₹ 35,00,000

    Job TitleSenior Credit AnalystJob DescriptionCredit Evaluation SpecialistAs a Senior Credit Analyst, you will be responsible for evaluating the creditworthiness of customers and making recommendations to senior management.You will conduct thorough financial analysis, review annual reports, and assess the risk associated with each customer.Additionally, you...

  • Senior Credit Risk Management Professional

    3 days ago

    Kottayam, Kerala, India beBeeCreditRisk Full time ₹ 80,00,000 - ₹ 1,20,00,000

    Job Role:As a Senior Credit Risk Management Professional, you will lead and manage the credit evaluation and control function. This includes ensuring timely collection of receivables, minimizing credit risk, and maintaining healthy cash flow while supporting business growth and customer relationships.Main ResponsibilitiesLead and manage a team of experienced...

  • Risk Management Specialist

    1 week ago

    Kottayam, Kerala, India beBeeCredit Full time ₹ 12,00,000 - ₹ 25,00,000

    Job Title: Risk Management SpecialistOverview:A risk management specialist is required to develop, implement and review credit risk models and associated frameworks in a rural/semi-urban lending context.Key Responsibilities:Development of Credit Risk Models: Develop, implement and review credit risk models and associated frameworks in a rural/semi-urban...

  • Counterparty Credit Risk Specialist

    1 day ago

    Kottayam, Kerala, India beBeeRisk Full time ₹ 24,00,000 - ₹ 32,10,000

    Job Title: Counterparty Credit Risk SpecialistThis role offers a unique opportunity to build and nurture positive working relationships with teams and clients, with the goal of exceeding client expectations.You will have strong expertise in risk assessment and management, as well as hands-on knowledge of SA-CCR EAD calculations. Additionally, you will need...

  • Chief Credit Strategist

    7 days ago

    Kottayam, Kerala, India beBeeRisk Full time ₹ 1,80,00,000 - ₹ 2,00,00,000

    Job TitleAbout Us:We specialize in supply chain financing solutions for small and medium-sized enterprises (SMEs) and micro, small, and medium-sized enterprises (MSMEs). Our goal is to provide working capital access for businesses.Role Overview:As a senior credit professional, you will lead our credit risk, underwriting, and portfolio management functions....

  • Senior Trade Credit Specialist

    7 days ago

    Kottayam, Kerala, India beBeeTradeCredit Full time ₹ 10,00,000 - ₹ 15,00,000

    Job OverviewWe are seeking a detail-oriented and proactive Trade Credit professional to join our organization. The ideal candidate will have hands-on experience in trade credit operations, strong communication skills, and proficiency in MS Office tools.Main Responsibilities:Support clients with trade credit-related queries and issues.Maintain accurate...

  • Chief Credit Strategist

    2 days ago

    Kottayam, Kerala, India beBeeRisk Full time ₹ 1,80,00,000 - ₹ 2,50,00,000

    Job Summary:The Senior Credit Risk Analyst is responsible for delivering comprehensive counterparty credit risk management solutions to funds, proprietary trading groups, and CCPs within the RISQ/RMA/HPC team.The role entails thorough research and analysis of financial data to prepare high-quality analysis addressing client credit risk and transaction risk....

  • Corporate Credit Expert

    5 days ago

    Kottayam, Kerala, India beBeeCredit Full time ₹ 1,30,54,524 - ₹ 2,08,93,468

    Credit Analysis RoleThis is a credit analysis position where you will be responsible for managing a portfolio of corporate clients and performing detailed due diligence on borrowers and industries.

  • Senior Credit Professional

    11 hours ago

    Kottayam, Kerala, India beBeeCredit Full time ₹ 90,00,000 - ₹ 1,20,00,000

    Job Title: Expert Credit AnalystKey Responsibilities:Draft clear, accurate, and comprehensive credit memos for transactions.Prepare, review, and analyze loan term sheets.Conduct financial and credit analysis to support underwriting decisions.Assist in identifying and assessing risks, and provide recommendations to mitigate them.Collaborate with...