Agricultural Insurance Specialist

5 hours ago


Delhi, Delhi, India Kshema General Insurance Limited Full time

About Us

Kshema General Insurance Limited, a pioneering digital agri insurance company in India, offers innovative solutions to farmers and cultivators. Established in 2018, Kshema empowers farmers with resilience against financial distress due to extreme climate events and perils through localized insurance products.

We leverage technology to provide cutting-edge insurance solutions to our clients, catering to over 500+ employees across various roles and an additional 500+ contractors nationwide.

Job Description

Key Responsibilities:

  • Develop comprehensive knowledge of agri insurance domain, including crop health monitoring (CHM) activities.
  • Track CHM schedules in different regions at various crop stages and publish MIS reports.
  • Understand crop cutting experiments (CCE) and monitor deviations in the process.
  • Identify high-risk locations for CCE moral hazard and verify field-insured crops versus sown crops.
  • Report cases to the central risk team for dispute resolution and coordinate with them on suspected moral hazard instances.
  • Conduct document scrutiny and inspections at selected bank branches.
  • Detect and prevent fraud in the agri insurance domain, employing field investigation tools and techniques.
  • Monitor work done by field investigation agencies, track trends, and maintain regular MIS reports on activities like investigation TAT and risk trends.
Requirements

To excel in this role, you should possess:

  • A degree in Agriculture, Horticulture, Animal Husbandry, Management, or Statistics.
  • An MBA in Rural Management or Agri-Business.
  • A minimum of 4-5 years of experience in field investigations.

$85,000 - $1,00,000 per annum, based on your qualifications and experience.



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