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Credit Analysis Specialist

4 weeks ago


Kolkata, West Bengal, India HSBC Full time
Job Title: Credit Analysis Unit

HSBC is seeking an experienced professional to join our team in the role of Credit Analysis Unit. As a key member of our team, you will be responsible for undertaking high-quality industry, competitor, ESG, and client-level financial analysis for Global Banking and Commercial Banking Relationship Management teams.

Key Responsibilities:
  • Undertake financial analysis and provide recommendations to support lending decision-making and credit requests.
  • Prepare credit analyses in support of new and existing business relationships.
  • Support the RM team in the continuous collection, capture, and analysis of key data and information related to GB/CMB clients' emissions-intensive activities, climate commitments, and low-carbon business initiatives.
  • Develop and maintain strong working relationships with GB & CMB Relationship Managers/Associates and executives in Risk to ensure that all risks to the business, financial, and non-financial, are properly recognized and thoughtfully mitigated in proposals.
  • Ensure that all work is delivered within agreed timeframes, PLAs, and meets the required high-quality standard.
Requirements:
  • CFA/MBA Finance, Economics, or equivalent is essential, and any professional qualification is desirable.
  • 0-6 years of relevant experience in Credit Analysis.
  • Sustainability knowledge is an advantage.
  • Highly proficient at Excel and Word.
  • Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all, a good team player.