Senior Credit Appraisal Specialist
4 days ago
About the Role
Axis Bank is seeking a seasoned Credit Appraisal Specialist to join its team. As a key member of our retail lending operations, you will be responsible for evaluating loan proposals, conducting risk analysis, and ensuring compliance with regulatory guidelines.
Key Responsibilities
- Evaluate loan proposals and conduct risk analysis to ensure alignment with bank's credit policies.
- Sanction loans within defined turnaround times (TAT) while ensuring adherence to regulatory requirements.
- Collaborate with internal stakeholders to provide training and process improvements.
- Monitor and review approval rates, TAT, and early warning signals to optimize portfolio performance.
- Ensure accurate and timely audit and compliance reporting.
- Develop and maintain expertise in retail banking products and regulatory guidelines.
Requirements
- CA/MBA Finance with credit appraisal expertise.
- Working knowledge of retail banking products and regulatory guidelines.
- Excellent communication and analytical skills.
- Ability to work under pressure and meet deadlines.
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