Senior Credit Appraisal Specialist

4 days ago


Kolkata, West Bengal, India Axis Bank Full time

About the Role

Axis Bank is seeking a seasoned Credit Appraisal Specialist to join its team. As a key member of our retail lending operations, you will be responsible for evaluating loan proposals, conducting risk analysis, and ensuring compliance with regulatory guidelines.

Key Responsibilities

  • Evaluate loan proposals and conduct risk analysis to ensure alignment with bank's credit policies.
  • Sanction loans within defined turnaround times (TAT) while ensuring adherence to regulatory requirements.
  • Collaborate with internal stakeholders to provide training and process improvements.
  • Monitor and review approval rates, TAT, and early warning signals to optimize portfolio performance.
  • Ensure accurate and timely audit and compliance reporting.
  • Develop and maintain expertise in retail banking products and regulatory guidelines.

Requirements

  • CA/MBA Finance with credit appraisal expertise.
  • Working knowledge of retail banking products and regulatory guidelines.
  • Excellent communication and analytical skills.
  • Ability to work under pressure and meet deadlines.


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