Senior Credit Manager

4 weeks ago


Kolkata, West Bengal, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

**Job Title:** Senior Credit Manager - Large Corporates

**Job Summary:** We are seeking a highly skilled Senior Credit Manager to join our team at ARDOR TALENT SOLUTIONS PRIVATE LIMITED. The successful candidate will be responsible for handling responsibilities related to the Area Credit Manager profile, evaluating and assessing Credit Approval Memorandum (CAM) notes and financial models submitted by the business team, and preparing credit notes and financial models with accurate information sourced from the business team public domain and other resources.

**Key Responsibilities:**

  • Evaluate and assess Credit Approval Memorandum (CAM) notes and financial models submitted by the business team.
  • Prepare credit notes and financial models with accurate information sourced from the business team public domain and other resources.
  • Structure transactions in compliance with internal credit policies and regulatory frameworks.
  • Conduct critical analysis of the business promoters' industry financials and specific risks related to each transaction.
  • Clearly articulate risks and corresponding mitigations along with sanction conditions and recommendations.

**Deliverables:**

  • Prepare comprehensive credit notes detailing transaction structuring and assessment focusing on the credit facility evaluation.
  • Perform in-depth financial analysis addressing significant movements in profit and loss statements and balance sheets and citing precise reasons for variances in accordance with accounting standards.
  • Proficiently work with Excel-based financial modeling managing large spreadsheets that analyze cash flows interlinked with other data.
  • Critically evaluate transaction risks including business financial and industry risks associated with the borrower.
  • Identify relevant risks and submit appropriate mitigations for each.

**Requirements:**

  • Chartered Accountant or Post-Graduate in Finance.
  • Minimum of 56 years of relevant experience.
  • At least a few years of experience in underwriting within the large/mid corporate segment including evaluating high-ticket size exposures.
  • Skills in Financial Modeling, Credit Approval, Compliance, and Excel.

  • Senior Credit Manager

    4 weeks ago


    Kolkata, West Bengal, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

    Job Title: Senior Credit ManagerJob Summary:We are seeking a highly skilled Senior Credit Manager to join our team at ARDOR TALENT SOLUTIONS PRIVATE LIMITED. As a Senior Credit Manager, you will be responsible for handling responsibilities related to the Area Credit Manager profile.Key Responsibilities:Evaluate and assess Credit Approval Memorandum (CAM)...

  • Senior Credit Manager

    4 weeks ago


    Kolkata, West Bengal, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

    Job Title: Senior Credit Manager - Large CorporatesAbout the Role:We are seeking a highly skilled Senior Credit Manager to join our team at ARDOR TALENT SOLUTIONS PRIVATE LIMITED. As a Senior Credit Manager, you will be responsible for handling key responsibilities related to the Area Credit Manager profile.Key Responsibilities:Evaluate and assess Credit...


  • Kolkata, West Bengal, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

    At ARDOR TALENT SOLUTIONS PRIVATE LIMITED, we are seeking a seasoned Senior Credit Risk Manager to join our team.The ideal candidate will have a proven track record of evaluating credit risks and ensuring compliance with internal policies and regulatory frameworks.Key Responsibilities:Evaluate and assess Credit Approval Memorandum (CAM) notes and financial...

  • Senior Credit Analyst

    1 month ago


    Kolkata, West Bengal, India TD SYNNEX Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Analyst to join our team at TD SYNNEX. As a key member of our finance department, you will be responsible for evaluating and analyzing financial data to ensure the company's financial health and stability.Key ResponsibilitiesEvaluate and analyze financial data to identify potential credit risks and...

  • Senior Credit Analyst

    2 weeks ago


    Kolkata, West Bengal, India TD SYNNEX Full time

    About the Role:We are seeking a highly skilled Senior Credit Analyst to join our team at TD SYNNEX, a leader in the distribution and solutions of technology products. As a Senior Credit Analyst, you will be responsible for evaluating and analyzing financial data to determine creditworthiness and make informed decisions about credit limits and collection...


  • Kolkata, West Bengal, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

    Company OverviewARDOR TALENT SOLUTIONS PRIVATE LIMITED is a leading talent solutions company that partners with top organizations to fill critical roles.SalaryThe estimated salary for this role is ₹25,00,000 - ₹35,00,000 per annum, depending on experience.Job DescriptionAs a Senior Corporate Credit Risk Manager, you will be responsible for handling the...


  • Kolkata, West Bengal, India Protiviti India Member Private limited Full time

    Job Title: Senior Credit Risk Manager - Financial Risk ManagementAbout the Role:Protiviti India is seeking an experienced Senior Credit Risk Manager in Financial Risk Management to lead our efforts in Model Monitoring and Governance. This role will involve working closely with our top-tier clients, including global and Indian organizations, to enhance credit...


  • Kolkata, West Bengal, India Protiviti India Member Private limited Full time

    Job Title: Senior Credit Risk Manager - Financial Risk Management ExpertJob Summary: Protiviti India Member Private Limited is seeking an experienced Senior Credit Risk Manager - Financial Risk Management Expert to lead our efforts in Model Monitoring and Governance.About the Role:Develop and implement comprehensive monitoring frameworks for Basel and...


  • Kolkata, West Bengal, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Credit Manager RoleJob OverviewIntellectual Capital HR Consulting Pvt. Ltd. is seeking a skilled Credit Manager to join its team. This role is responsible for managing all aspects of credit management, including credit appraisal, risk assessment, and relationship management.Prepare and present credit appraisal notes to internal stakeholders.Analyze financial...

  • Senior Credit Officer

    1 month ago


    Kolkata, West Bengal, India Axis Bank Full time

    Job SummaryWe are seeking a highly skilled Senior Credit Officer to join our team at Axis Bank. As a key member of our underwriting team, you will be responsible for appraising loan proposals, conducting risk analysis, and sanctioning loans within defined timelines.Key ResponsibilitiesAppraise loan proposals and conduct risk analysis to ensure portfolio...

  • Senior Credit Manager

    4 weeks ago


    Kolkata, West Bengal, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Credit Manager - Large Corporates Job DescriptionAt Intellectual Capital HR Consulting Pvt. Ltd., we are seeking a highly skilled Credit Manager to join our team in the Large Corporates segment. As a Credit Manager, you will be responsible for preparing credit appraisal notes, conducting financial analysis, and presenting proposals to sanctioning forums.Key...


  • Kolkata, West Bengal, India IIFL Finance Full time

    **Company Overview**IIFL Finance is a leading financial services provider with a strong presence in India. Our innovative services cater to the evolving financial needs of our customers, offering a wide range of solutions including business loans and gold loans. With a robust network of over 2500 branches across 500 cities, we have established ourselves as a...


  • Kolkata, West Bengal, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

    Job Title: Corporate Credit Manager - Large CorporatesThe successful candidate will serve as the primary point of contact for large corporate clients in the Area Credit Manager role, ensuring a seamless experience through timely and accurate credit assessments.Key Responsibilities:Evaluate and assess Credit Approval Memorandum (CAM) notes and financial...


  • Kolkata, West Bengal, India Axis Bank Full time

    About the RoleAxis Bank is seeking a seasoned Credit Appraisal Specialist to join its team. As a key member of our retail lending operations, you will be responsible for evaluating loan proposals, conducting risk analysis, and ensuring compliance with regulatory guidelines.Key ResponsibilitiesEvaluate loan proposals and conduct risk analysis to ensure...


  • Kolkata, West Bengal, India HSBC Full time

    Key ResponsibilitiesAs a Credit Analysis Unit professional, you will be responsible for undertaking high-quality financial analysis for Global Banking and Commercial Banking Relationship Management teams. This includes analyzing financial documentation and supplemental data to support lending decision-making and recommending credit requests to meet business...

  • Credit Risk Analyst

    2 weeks ago


    Kolkata, West Bengal, India HSBC Full time

    About the RoleHSBC is seeking a highly skilled Credit Risk Analyst to join our team in the Credit Analysis Unit. In this role, you will be responsible for undertaking high-quality industry, competitor, ESG, and client-level financial analysis to support lending decision-making.Key ResponsibilitiesConduct in-depth financial analysis of clients and industries...


  • Kolkata, West Bengal, India Sumitomo Mitsui Banking Corporation – SMBC Group Full time

    Job Title: VP - Credit Portfolio Management (Project Finance)Company Overview:Sumitomo Mitsui Banking Corporation (SMBC) is one of the largest Japanese banks by assets, with a strong global presence and a customer network spanning 39 countries and regions.Our Values:Integrity, Customer First, Proactive and Innovative, Speed and Quality, and Teamwork are the...


  • Kolkata, West Bengal, India Axis Bank Full time

    As a Credit Risk Analyst at Axis Bank, you will be responsible for evaluating credit proposals by analyzing and presenting information about the borrower across various areas. This includes market, financial statements, technical ratios, management, and more. You will work closely with Relationship Managers to understand the client's profile and...

  • Credit Risk Appraiser

    3 weeks ago


    Kolkata, West Bengal, India Axis Bank Full time

    Axis Bank Career OpportunityThe role of Credit Risk Appraiser is a critical position within our organization, requiring a skilled professional to assess and manage the risk associated with loan proposals.About the RoleAs a Credit Risk Appraiser, you will be responsible for:Appraising loan proposals to determine the level of risk associated with each...


  • Kolkata, West Bengal, India Axis Bank Full time

    As a Credit Risk Analyst at Axis Bank, you will be responsible for evaluating proposals by analyzing and presenting information about the borrower across areas like market, financial statements, technical ratios, management, etc. You will work closely with Relationship Managers to understand the profile of their clients and their requirements.Key...