Strategic Credit Portfolio Manager
2 weeks ago
**Company Overview**
IIFL Finance is a leading financial services provider with a strong presence in India. Our innovative services cater to the evolving financial needs of our customers, offering a wide range of solutions including business loans and gold loans. With a robust network of over 2500 branches across 500 cities, we have established ourselves as a trusted name in the industry.
**Job Requirements**
We are seeking an experienced credit professional to manage our unsecured lending portfolio. As a Credit Risk Management Specialist, you will be responsible for analyzing creditworthiness, making lending decisions, and monitoring portfolio performance. This role requires a minimum of 4 years of experience in credit analysis and lending, with a strong understanding of unsecured lending products and underwriting principles.
**Key Responsibilities**
- Analyze financial statements, credit history, and industry trends to assess creditworthiness
- Make informed lending decisions based on established policies and credit risk assessment
- Manage the unsecured lending portfolio, including monitoring and mitigating credit risk
- Collaborate with internal teams to streamline lending processes and improve portfolio performance
- Stay up-to-date with market trends and regulatory changes impacting lending decisions
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