Credit Risk Analyst Professional
3 days ago
We are seeking an experienced Credit Risk Specialist to join our team at Acies. As a key member of our credit risk modelling group, you will work closely with leading banks, financial institutions, and corporates to develop and implement effective credit risk management strategies.
Key Responsibilities- Develop and maintain comprehensive credit risk models for wholesale loans, auto loans, personal loans, mortgage finance, education loans, and other loan products.
- Analyse default and recovery rates using statistical methods including regression models, Markov chains, and other techniques.
- Evaluate credit concentration, credit risk mitigants, counterparty credit risk management, and credit risk stress testing.
- Demonstrate functional understanding and interface with clients during implementation engagements.
- Graduate or Postgraduate degree in a relevant field such as finance, economics, or mathematics.
- Proven experience in credit risk modelling, credit scoring models, credit rating models, credit risk stress testing, and probability of default (PD) and loss given default (LGD) models validation.
- Knowledge of banking setup, loan products, and their characteristics.
- Ability to write and speak fluently in English.
We follow a transparent selection process. The process typically involves:
- Personal interviews: At least 2 rounds of online interviews may be conducted, depending on the role's criticality and seniority.
- Final discussion on career and compensation: A separate discussion will be held to discuss compensation and career growth.
To increase your chances of success, we recommend preparing on the following aspects:
- Demonstrate knowledge about different types of loans and banking products.
- Demonstrate knowledge about credit risk modelling, PD, LGD, ECL, etc.
- Demonstrate experience of various methodologies used for modelling default rates, credit scores, recovery rates, etc.
The estimated salary range for this position is $80,000 - $120,000 per annum, based on industry standards and location factors.
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