Senior Credit Risk Analyst

3 weeks ago


Mumbai, Maharashtra, India Crisil Limited Full time
Credit Risk Analysis
Crisil Limited is seeking a highly skilled Credit Risk Analyst to join its team in the Credit Domain. This role involves analyzing financial statements, assessing credit risk, and providing valuable insights to clients.

About the Role
The successful candidate will have 2-5 years of experience in credit assessment for banks/NBFCs in the FIG lending sector. They should have a strong understanding of credit ratios, financial spreading, asset quality indicators, portfolio analysis, liquidity, and ALM assessment. A CA or MBA finance degree from a Tier 1 institute is preferred.

Key Responsibilities
- Analyze annual and quarterly financial statements of NBFC/MFIs and HFCs
- Assess resource profiles of NBFC/MFI clients for interest, tenure, covenants, security, and structure of lines from banks/DFIs
- Examine asset quality of portfolios at a product level, exposure bracket, etc.
- Conduct cash flow analysis with comments on projections
- Represent CRISIL while interacting with NBFC leadership, board, and officials

Requirements
- 2-5 years of experience in credit assessment for banks/NBFCs in the FIG lending sector
- Strong understanding of credit ratios, financial spreading, asset quality indicators, portfolio analysis, liquidity, and ALM assessment
- CA or MBA finance degree from a Tier 1 institute preferred
- Willingness to learn continuously and develop industry-first practices

Estimated Salary: ₹25 lakhs - ₹40 lakhs per annum

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