Credit Analyst Lead

5 days ago


Mumbai, Maharashtra, India Jean Martin Inc Full time
About the Job

We are excited to invite skilled professionals to join our JMI.Ai team as a Credit Analyst. This pivotal role entails conducting detailed evaluations of creditworthiness and assessing risks associated with lending decisions.

Key Responsibilities
  1. Examine financial statements, credit histories, economic conditions, and industry trends to assess potential risks.
  2. Identify, evaluate, and report risks tied to lending decisions.
  3. Draft and present thorough credit reports and summaries for senior analyst review.
  4. Ensure accurate and organized record-keeping of credit files and databases.
  5. Monitor vital metrics, including loan-to-value ratios, debt-service coverage ratios, and customer payment patterns.

Qualifications and Skills:

Educational Background

A bachelor's degree in Finance, Accounting, Economics, or a related discipline is required. Advanced qualifications such as a master's degree or professional certifications like CFA or CA are highly advantageous.

Technical Expertise

Expertise in financial modeling and analysis. Advanced proficiency with Microsoft Excel and credit analysis tools. Comprehensive understanding of credit rating systems and risk assessment frameworks.

Key Competencies

Strong analytical and problem-solving abilities. Exceptional written and verbal communication skills. Attention to detail and the ability to prioritize tasks in a time-sensitive, high-pressure environment.


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