Credit Risk Analyst

8 hours ago


Mumbai, Maharashtra, India Jean Martin Inc Full time
Job Description

We are seeking a skilled Credit Risk Analyst to join our team at Jean Martin Inc. This pivotal role entails conducting detailed evaluations of creditworthiness and assessing risks associated with lending decisions.

Responsibilities
  • Examine financial statements, credit histories, economic conditions, and industry trends to assess potential risks.
  • Identify, evaluate, and report risks tied to lending decisions.
  • Draft and present thorough credit reports and summaries for senior analyst review.
  • Ensure accurate and organized record-keeping of credit files and databases.
  • Monitor vital metrics, including loan-to-value ratios, debt-service coverage ratios, and customer payment patterns.
Requirements
  • A bachelor's degree in Finance, Accounting, Economics, or a related discipline is required.
  • Advanced qualifications such as a master's degree or professional certifications like CFA or CA are highly advantageous.
  • Expertise in financial modeling and analysis.
  • Advanced proficiency with Microsoft Excel and credit analysis tools.
  • A comprehensive understanding of credit rating systems and risk assessment frameworks.
Salary and Benefits

The estimated annual salary for this position is $80,000 - $120,000, depending on experience and qualifications. Our company offers a competitive benefits package, including health insurance, retirement plans, and paid time off.



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