Lead Rural Individual Loan Business

7 days ago


Madurai, Tamil Nadu, India beBeeCreditPortfolioManager Full time ₹ 1,04,000 - ₹ 1,30,878

Job Summary

We are seeking a seasoned Credit Portfolio Manager to drive our rural individual loan business forward.

The ideal candidate will possess exceptional leadership skills, a keen eye for credit risk, and a proven track record of portfolio management.

The successful applicant will be responsible for managing a team of credit managers, conducting personal discussions with customers to establish credit worthiness, and ensuring compliance with pre- and post-sanction credit risk regulations.

Additionally, they will be responsible for controlling delinquencies through portfolio review, monitoring non-starters' portfolios, and maintaining control over portfolio performance.

In this role, you will also be responsible for underwriting individual loans, preparing Credit Appraisal Memos (CAMs), coordinating with sales teams to achieve targets, and ensuring timely completion of tasks (TATs).

You will also be expected to support and train the team of credit managers/officers, be responsible for manpower planning, and have a deep understanding of local market dynamics.

Furthermore, you will work closely with regional credit managers and coordinate with internal teams such as ICQ, Operations, and Sales.

  • Required Qualifications: Graduate in any discipline


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