Business Development Loan Specialist

7 days ago

Madurai, Tamil Nadu, India beBeeMicrofinance Full time ₹ 1,50,000 - ₹ 28,00,000
Job Description

We are seeking a skilled professional to join our team as a Loan Manager. This role involves ensuring the achievement of disbursement targets with minimum delinquency.

The successful candidate will be responsible for identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. They will also enable business growth by developing and managing teams across assigned territories for deeper market penetration and reach.

The Loan Manager will assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. They will also be responsible for disbursement, repayment and delinquency management, achieving daily / weekly collections targets.

Maintaining portfolio quality is crucial in this role, which includes tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. The successful candidate must build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Key Responsibilities
  • To ensure the achievement of disbursement targets with minimum delinquency.
  • Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
  • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, Centre Meeting and loan applicants
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensuring weekly / daily meetings & visit to centre
  • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Requirements

  • Relationship management, Business sourcing
  • Flair for sales
  • Understand critical attributes of customer service
What We Offer

This is an excellent opportunity for a motivated and experienced individual to join our team and contribute to our mission. If you are passionate about microfinance and have the skills and qualifications outlined above, please apply now.

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