Senior Loan Underwriter
3 days ago
The Bank Forte is a leading financial institution that offers a range of innovative banking solutions to its customers. We are committed to providing exceptional service and value to our clients, while maintaining a strong focus on risk management and compliance.
Job Title: Senior Loan Underwriter - LAP Portfolio ManagerWe are seeking an experienced and skilled Senior Loan Underwriter to join our team in Chennai. As a key member of our Credit Risk Management department, you will be responsible for managing the loan underwriting process for our Loan Against Property (LAP) portfolio.
Job Description:Key Responsibilities:- Evaluate and assess loan applications for LAP based on established underwriting guidelines.
- Perform a thorough review of financial and non-financial documents provided by applicants, ensuring compliance with company policy and risk appetite.
- Maintain high standards in the quality of underwriting and loan assessments.
- Ensure adherence to the defined TAT for all credit decisions and loan processing.
- Minimum 6 years of experience in Credit Underwriting, particularly with a focus on Loan Against Property (LAP) or similar secured lending products.
- Proven track record of managing and processing LAP cases with a strong understanding of financial and non-financial due diligence.
- Positive, Pro-Business Attitude.
- A solutions-oriented approach with a keen ability to identify and resolve problems proactively.
- Excellent Analytical Skills.
- Communication and Presentation Skills.
- In-depth knowledge of Loan Against Property products, including risk factors, legal requirements, and market trends.
Rupees 10,00,000 - 15,00,000 per annum.
Why Join Us?The Bank Forte offers a dynamic and challenging work environment, competitive salary and benefits package, and opportunities for professional growth and development.
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