Senior Loan Underwriter

3 days ago


Chennai, Tamil Nadu, India The Bank Forte Full time
About The Bank Forte

The Bank Forte is a leading financial institution that offers a range of innovative banking solutions to its customers. We are committed to providing exceptional service and value to our clients, while maintaining a strong focus on risk management and compliance.

Job Title: Senior Loan Underwriter - LAP Portfolio Manager

We are seeking an experienced and skilled Senior Loan Underwriter to join our team in Chennai. As a key member of our Credit Risk Management department, you will be responsible for managing the loan underwriting process for our Loan Against Property (LAP) portfolio.

Job Description:Key Responsibilities:
  • Evaluate and assess loan applications for LAP based on established underwriting guidelines.
  • Perform a thorough review of financial and non-financial documents provided by applicants, ensuring compliance with company policy and risk appetite.
  • Maintain high standards in the quality of underwriting and loan assessments.
  • Ensure adherence to the defined TAT for all credit decisions and loan processing.
Requirements:
  • Minimum 6 years of experience in Credit Underwriting, particularly with a focus on Loan Against Property (LAP) or similar secured lending products.
  • Proven track record of managing and processing LAP cases with a strong understanding of financial and non-financial due diligence.
Technical Competencies:
  • Positive, Pro-Business Attitude.
  • A solutions-oriented approach with a keen ability to identify and resolve problems proactively.
  • Excellent Analytical Skills.
  • Communication and Presentation Skills.
  • In-depth knowledge of Loan Against Property products, including risk factors, legal requirements, and market trends.
Estimated Salary:

Rupees 10,00,000 - 15,00,000 per annum.

Why Join Us?

The Bank Forte offers a dynamic and challenging work environment, competitive salary and benefits package, and opportunities for professional growth and development.



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