Relationship Manager
2 weeks ago
The Government Banking Relationship Manager is responsible for the smooth functioning of daily operations and ensuring compliance with banking norms for Government clients/Departments. They will implement strategies to increase productivity and performance levels to achieve the Circle's financial targets.
Key Responsibilities:
- Source new customers to generate revenue for fund Based and non-fund based products and increase customer base
- Strengthen relationship with existing customer base so as to generate sustained business and identify opportunities for cross sell
- Ensure prudent portfolio management and diversification of risk in partnership with the Credit Team to achieve portfolio quality
- Ensure implementation of due processes, guidelines and Bank's code of conduct in all transactions, sanctions, disbursals and post disbursal activities
- Review daily/periodic reports with a view to identify business opportunities, act upon early warning signals highlighted by the central teams, implement exit plan for stress accounts
- Provide feedback to Risk Management/Product Policy/Process Monitoring Teams for streamlining the processes to ensure TAT reduction, Risk Diversification and Inclusive policy
- Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of products
- Ensure prudent implementation of Digital initialization taken by the Bank in alignment with the GoI/GoM initiatives by critically analyzing the cost benefit to the bank
- Ensure replication of Centrally Sponsored Schemes (CSS) and State Sponsored Schemes (SSS) across given portfolio
- Ensure throughput of CDBT and GST taxes from given portfolio and assist the Nodal officer as and when required
- Review existing portfolio and constantly updating of Re-KYC, PAN nos and Covenant compliance as per the Banking standards
Qualifications:
Optimal qualification for success on the job is:
- Graduation/Post-Graduation (MBA preferred) from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
- Knowledge of banking CMS/Sector Specific/Customized Banking applications/products and services
- Knowledge of regulatory guidelines and norms
- Good communication (both verbal and written) skill in both English and the Regional language
- Ability to manage complex client situations
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
- Ability to handle pressure and meet deadlines
Skills
Refer to the Job Description
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