Dispute Resolution Specialist

4 days ago

Kozhikode, Kerala, India beBeeDispute Full time ₹ 1,00,00,000 - ₹ 2,00,00,000
Job Title: Dispute Resolution Specialist

As a key member of our team, you will be responsible for managing end-to-end dispute resolution across all channels. This includes leading credit-bureau dispute resolution and acting as the single point of contact for fraud complaints.

Key Responsibilities:
  • Manage customer disputes, including running a day-to-day dispute desk on email/phone and other channels, acknowledging within policy TATs, sorting and prioritizing severity and urgency, and driving first-time resolution with product, ops, collections, risk, and partner teams.
  • Track and resolve RBI CMS/Ombudsman-related cases, manage evidence, root-cause, and closure notes.
  • Maintain a Board-approved Grievance Redressal Policy summary on website/app and publish the Dispute Officer's contact details as required for NBFCs.
Credit-Bureau Disputes & Escalations:
  • Handle all bureau dispute issues by handling the escalation with customers and liaising with internal teams to resolve the complaint reported.
Regulatory & Audit Readiness:
  • Ensure complete records for internal audit, statutory audit, and RBI inspections (complaint logs, TATs, decisions, communications, evidence).
  • Share periodic MIS to leadership and surface themes and preventive actions (product changes, controls, new SOPs, etc)
Fraud & Cyber-Crime Handling:
  • Regular reporting of phishing/impersonation/loan-app clones/UPI frauds using Refyne's name to law enforcement authorities.
  • Report to National Cyber Crime Reporting Portal and helpline 1930, coordinate with local cyber police/CID and legal for FIR/zero-FIR where applicable. Maintain records and logs of all such activity.
  • Work with InfoSec to run awareness and hardening (KYC abuse, mule-accounts, social engineering patterns).
Process Excellence & Analytics:
  • Define and track grievance SLAs (acknowledgement, resolution), FCR, reopen rate, bureau correction TAT, repeat root causes, and Ombudsman incidence.
  • Build dashboards, run monthly RCA and CAPA, drive policy/UX changes to reduce inflow.

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