Financial Services Leader

3 days ago

Ahmedabad, Gujarat, India beBeeCreditLeader Full time ₹ 1,50,00,000 - ₹ 3,00,00,000
Job Title: Head of Credit

Are you a seasoned credit professional with a passion for developing and implementing effective credit strategies? Do you have a track record of successfully leading credit teams and driving business growth through sound risk management practices?

Job Description:

The Head of Credit will be responsible for setting up and driving the credit strategy, policies, and processes aligned with business goals, while ensuring risk management standards and regulatory compliance. This includes:

  • Credit Policy Development: Define and implement credit policies, frameworks, and processes for SME/MSME lending and supply chain financing.
  • Credit Appraisal and Underwriting: Lead the credit appraisal and underwriting function, including assessment of borrower risk, financial due diligence, and creditworthiness evaluation.
  • Portfolio Quality Management: Oversee portfolio quality, delinquency management, and design early warning mechanisms to mitigate risk.
  • Credit Team Leadership: Build and mentor a high-performing credit team capable of handling scale.
Requirements:

To succeed in this role, you will need:

  • Experience: 8–15 years of experience in credit risk/underwriting, preferably with NBFCs, fintechs, or banks with strong SME/MSME exposure.
  • Credentials: Strong understanding of supply chain finance, bill discounting, invoice financing, and related credit products.
  • Skillset: Proven ability to build credit frameworks from scratch and manage large loan books with quality.
  • Leadership Skills: Strong leadership, analytical, and decision-making skills.

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