Senior Banking Partner
3 weeks ago
The Regional Manager-Credit Analyst is a key position in our team, responsible for managing a team of Credit Analysts who assess the creditworthiness of Nano Business loan applicants.
Key Responsibilities- Manpower planning and hiring for the region
- Tracking and improving manpower productivity
- Ensuring the verification process is completed within expected TAT with a first-time right approach
- Training Credit Analysts on policy and processes
- Imparting training to Sales Officers/Managers for quality sourcing
- Fraud risk management
- Managing compliance on documentation
- Managing early delinquencies to ensure portfolio health and prevent non-starter cases
- Monitoring competition and reporting new products/market developments/Legal risks/Political Risks/Local demographic issues
- Periodic customer visits and cross-checking of sourcing quality/loan utilization
- Adhering to bank policies and ensuring compliance
Optimal qualifications for success in this role include:
- Education: Graduation/Post-Graduation
- Experience: 5-10 years of experience in verification/PD-based assessment of customers in banks or NBFCs for Nano/Micro Business Loans/Small ticket LAP/Self-employed PL/AHL
- Good understanding of Micro/Small unsecured business loan, Affordable housing, or Small ticket LAP
Incorporated in 1994, Axis Bank is one of India's most trusted banks and the third-largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring and control framework, and a large talent pool.
The Bank has a young and engaged workforce of over 60,000 employees, with an average age of 30 years. We are an equal opportunity employer and believe in empowering our employees by offering rich roles, learning opportunities, and flexibility to chart their career, their way.
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