Digital Credit Policy Expert
1 month ago
Role Overview
SaplingsHR seeks a skilled Digital Credit Policy Expert to develop and refine credit policies, guidelines, and underwriting criteria for digital loans in the b2c retail sector. The ideal candidate will possess a strong understanding of regulatory requirements and industry best practices, ensuring alignment with our company goals.
Key Responsibilities
- Develop and refine credit policies to adapt to changing market dynamics and emerging trends.
- Assess digital loan applications received through our online platform to evaluate creditworthiness.
- Collaborate with technology teams to refine and enhance the digital underwriting process for efficiency, accuracy, and risk assessment.
- Determine loan eligibility, quantum, and terms based on risk evaluation results.
- Identify opportunities for process automation and digitalization to streamline the credit evaluation process.
- Stay updated with relevant regulations and guidelines set by regulatory bodies in the NBFC sector.
- Generate regular reports and insights on the performance of the digital loan portfolio.
- Provide actionable recommendations for portfolio management and risk mitigation.
- Train and mentor junior underwriters to ensure a deep understanding of credit policies and underwriting techniques.
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