Senior Credit Analyst

3 days ago

Vijayawada Nagar, India beBeeCredit Full time ₹ 60,00,000 - ₹ 1,20,00,000
Job Title

We are seeking an experienced professional to manage and analyze credit portfolios, reviewing loan applications and making informed decisions.

  • Key Responsibilities:
  • Review a range of complex loan applications within defined guidelines and make informed decisions or recommend approval to higher authorities.
  • Underwrite proposals as per laid-down policies & procedures to honor agreed service level agreements and manage business volumes.
  • Conduct personal discussions with customers to assess their credit worthiness and ensure completion of necessary documents and verification.
  • Assess income to obligation ratios, demonstrating knowledge of the rational behind calculation and its impact on loan performance during the loan tenure.
  • Maintain portfolio management information systems, delinquency information systems and other operations related MIS, regularly reporting the same.
  • Build and facilitate effective relationships with third parties to achieve best outcomes for clients.
  • Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems.
  • Exceed service quality standards and strive for continuous process improvement.

Requirements:

  • A postgraduate or graduate degree in any discipline is required.
  • Excellent analytical skills and attention to detail.
  • Motivated and detail-oriented individual looking for a challenging role.

The Ideal Candidate: If you have a strong background in credit analysis and a passion for managing high-performing teams, we encourage you to apply for this exciting opportunity.

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