Credit Manager

3 days ago

Vijayawada Nagar, India Tata Mutual Fund Full time
Job Description

Job Description

10339

To underwrite and manage the portfolio in assigned branch/location
Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
8. Exceed service quality standards and strive for continuous process improvement
9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
10. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
11. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
12. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
13. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
14. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.

Post Graduate/ Graduate in any discipline

  • Credit Manager

    6 days ago

    Vijayawada, Andhra Pradesh, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...

  • Area Credit Manager

    3 days ago

    Vijayawada, Andhra Pradesh, India Skillventory Full time

    Job DescriptionWe are seeking an experienced Area Credit Manager to oversee the credit assessment and approval process for home loans, Loan Against Property (LAP), and Non-Residential Property (NRP) cases. The ideal candidate will have expertise in assessing both salaried and self-employed customer profiles, managing a team, and ensuring all credit proposals...

  • Senior Credit Manager

    2 days ago

    Vijayawada, Andhra Pradesh, India beBeeCreditManager Full time ₹ 14,38,080 - ₹ 21,17,600

    Job OpportunityWe are seeking a skilled professional to lead our credit assessment and approval process for home loans, loan against property, and non-residential property cases.Main Responsibilities:Credit Evaluation & Approval: Perform thorough credit evaluations for home loan, loan against property, and non-residential property applications. Prepare...

  • Credit Risk Management Specialist

    2 days ago

    Vijayawada, Andhra Pradesh, India beBeeRiskAssessment Full time ₹ 1,04,000 - ₹ 1,30,878

    Loan Portfolio Manager RoleThe successful candidate will be responsible for overseeing the credit assessment and approval process for individual loans within their designated area.Deliver effective credit risk management strategies to minimize loan defaults.Collaborate closely with sales teams to ensure seamless loan processing and timely...

  • Senior Credit Analyst

    2 days ago

    Vijayawada, Nagar, India beBeeCredit Full time ₹ 60,00,000 - ₹ 1,20,00,000

    Job TitleWe are seeking an experienced professional to manage and analyze credit portfolios, reviewing loan applications and making informed decisions.Key Responsibilities:Review a range of complex loan applications within defined guidelines and make informed decisions or recommend approval to higher authorities.Underwrite proposals as per laid-down policies...

  • Credit Risk Management Specialist

    2 days ago

    Vijayawada, Andhra Pradesh, India beBeeRisk Full time ₹ 80,00,000 - ₹ 1,20,00,000

    Job Title: Credit Risk Management Specialist">Description:">We are seeking a highly skilled Credit Risk Management Specialist to join our team. The successful candidate will be responsible for evaluating credit requests and ensuring that all loans granted are adequately documented and secured by the appropriate collateral.">Responsibilities:">Evaluate credit...

  • Head of Credit

    2 days ago

    Vijayawada, Andhra Pradesh, India Kwan Ventures Full time

    About the Company:Our client is a rapidly growing NBFC specializing in supply chain financing solutions for SMEs and MSMEs. With a strong focus on enabling working capital access for businesses, they are building a technology-driven, scalable lending platform.Role Overview:We are seeking an experienced Credit Head to lead the credit risk, underwriting, and...

  • Senior Credit Risk Management Executive

    2 days ago

    Vijayawada, Andhra Pradesh, India beBeeCreditRiskManagement Full time ₹ 8,00,000 - ₹ 12,00,000

    Job Title: Senior Credit Risk Management ExecutiveWe are seeking a highly skilled and experienced professional to join our team as a Senior Credit Risk Management Executive. This role is responsible for managing credit risk across various portfolios, ensuring compliance with regulatory requirements, and driving business growth through effective risk...

  • Credit Risk Management Specialist

    7 days ago

    Vijayawada, Andhra Pradesh, India beBeeCreditRiskManagement Full time ₹ 6,00,000 - ₹ 12,00,000

    Credit Risk Management SpecialistAs a key member of our team, you will be responsible for assessing creditworthiness of customers and ensuring that all loan applications meet our strict criteria. Your primary focus will be on conducting thorough credit assessments, preparing comprehensive reports, and making informed recommendations to...

  • Retail Mortgage Credit Manager

    2 days ago

    Vijayawada, Andhra Pradesh, India beBeeMortgage Full time ₹ 80,00,000 - ₹ 1,50,00,000

    Job OpportunityAre you a skilled professional looking for a challenging role in mortgage business management? We have an exciting opportunity for a Retail Credit Manager to join our team.",