
Area Credit Manager
4 weeks ago
Job Description
We are seeking an experienced Area Credit Manager to oversee the credit assessment and approval process for home loans, Loan Against Property (LAP), and Non-Residential Property (NRP) cases. The ideal candidate will have expertise in assessing both salaried and self-employed customer profiles, managing a team, and ensuring all credit proposals align with the bank's standards and policies.
Key Responsibilities
- Credit Assessment & Approval: Perform credit assessments for home loan, LAP, and NRP applications for both self-employed and salaried customers. Prepare the Credit Appraisal Memo (CAM) and proposal notes. Approve cases up to the assigned limit and recommend high-value cases to senior management.
- Risk Management: Assess and mitigate risks associated with each loan proposal. Ensure all proposals comply with legal, technical, and sanction conditions.
- Portfolio & Quality Control: Maintain a portfolio of lenders and ensure loan quality is at par with bank standards.
- Team & Operations Management: Handle branch dockets for the disbursement process. Manage a team and Credit Processing Agencies (CPAs) to ensure smooth operations and maintain a healthy Credit Turnaround Time (TAT).
- Reporting: Maintain a daily MIS (Management Information System) for various branches to track performance.
-
Credit Manager
7 days ago
Vijayawada, Andhra Pradesh, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 15,00,000 per yearLocation Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit Location Credit Manager-Tractors and Farm Equipments (TFE)-Credit Job Role :Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy Ensure adherence to credit policy and defined processes and CAM quality and imparting training to...
-
Credit Manager
3 days ago
Vijayawada, Andhra Pradesh, India Kanakadurga Finance Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCompany DescriptionKanakadurga Finance is a financial services company located in Vijayawada, Andhra Pradesh, India. We are dedicated to delivering exceptional financial solutions tailored to meet our clients' needs. Our strategic location and commitment to excellence have established us as a trusted name in the financial services industry.Role...
-
Area Manager
2 weeks ago
Vijayawada, Andhra Pradesh, India Bajaj Finserv Lending Ltd Full time ₹ 9,00,000 - ₹ 12,00,000 per yearJob Description JOB DESCRIPTION Job Purpose This position is open with Bajaj Finance ltd.Duties and ResponsibilitiesIn-depth understanding of the financial products and credit policies for Secured and Unsecured business lines Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is...
-
Credit Manager
3 days ago
Vijayawada, Andhra Pradesh, India Muthoot Fincorp Limited Full time ₹ 8,00,000 - ₹ 12,00,000 per yearCREDIT MANAGERManage over all Credit Underwriting process for the respective State or Multiple States . Portfolio Management , Quality Review on periodical basis. Maintain expected service TAT . Initiate Training Program on Programs, underwriting skills , customer level. analysis
-
Area Manager
4 weeks ago
Vijayawada, India Bajaj Finance Full timeArea Manager - Equipment Finance/Senior Area Manager - Equipment Finance Duties and Responsibilities To achieve collection targets assigned to the territory by meeting collection target for the states or region assigned. Meeting the Target on Cost of Collections. Ensuring meeting PI Targets within cost limit specified. Ensuring legal guidelines are complied...
-
Cluster Credit Manager
4 weeks ago
Vijayawada, India Tata Capital Full timeo Support and co-partner with business teams to manage end to end credit approval for the designated regiono Underwrite for all customer segment for retail and high value cases and present to senior levelo Authorize deviations raised and documented by underwriters in compliance with credit policy.o Finalize review of credit memos, prepared by underwriters,...
-
Area Manager
4 weeks ago
Vijayawada, India Bajaj Finance Full timeJob Purpose First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management s with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL...
-
Area Sales Manager
4 weeks ago
Vijayawada, India Bondada Group Full timeJob Title:Area Sales Manager – uPVC Profiles Location:Vijayawada, Andhra Pradesh Experience Required:4 to 6 Years Industry:Building Materials / uPVC Profiles Employment Type:Full-time Job SummaryWe are looking for an experienced and drivenArea Sales Manager (ASM)to join our team inVijayawada. The ideal candidate should have a strong background in sales...
-
Area Sales Manager
1 day ago
Vijayawada, Andhra Pradesh, India Orbitouch outsourcing pvt ltd Full time ₹ 5,00,000 - ₹ 6,00,000 per yearUrgent hiring for Area Sales ManagerProfile –Area Sales ManagerExperience-3+ yearsCtc- upto 6 lpa (depends on interview)Working Days- 6 daysLocation: VijaywadaJob ResponsibilitiesSales & Business DevelopmentAchieve monthly, quarterly, and annual sales targets for Tata Astrum products.Identify and develop new customers in automotive, fabrication, heavy...
-
Credit Manager-Housing Finance-Credit
3 weeks ago
Vijayawada, India Kotak Mahindra Bank Limited Full timeJob Description Job Role :As part of Credit Team for Home Finance . Managing team of Credit Managers . Underwriting & making proposals of home Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal...