Senior Wholesale Banking Risk Manager

3 weeks ago


Delhi, Delhi, India IDFC FIRST Bank Full time

Job Title: Credit Manager-Wholesale Banking

Function/Department: Wholesale Banking Risk

Job Purpose:

The position requires a candidate with expertise in credit appraisal, risk management, and portfolio monitoring to support the Wholesale Banking Risk team. The role involves evaluating clients' creditworthiness, analyzing portfolio performance, and recommending strategies to mitigate credit risk.

Key Responsibilities:

  • Conduct thorough credit analysis and risk assessments for corporate borrowers.
  • Evaluate loan requests and recommend approval or rejection based on creditworthiness and risk.
  • Negotiate loan terms with borrowers to minimize credit exposure.
  • Develop and implement strategies to monitor and manage portfolio risk.
  • Collaborate with internal stakeholders to ensure compliance with credit policies and regulatory requirements.
  • Stay up-to-date with industry trends, competitor activity, and regulatory changes to inform risk management decisions.

Requirements:

The ideal candidate will have a Bachelor's degree in Commerce, Accounting, or Finance, and an MBA or PGDM in Finance. Professional certifications such as CA, FRM, or CS are also desired. A minimum of 5 years of experience in credit risk management is required, with a proven track record of mitigating credit risk and improving portfolio performance.



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