
Customer Experience Champion
5 days ago
We are seeking a seasoned professional to join our team as a Grievance Resolution Specialist.
The ideal candidate will have a strong background in grievance redressal, customer advocacy, and credit-bureau operations in the NBFC/fintech/bank sector.
Key Responsibilities- Manage customer grievances, acknowledging within policy turnaround times (TATs), sorting and prioritizing severity and urgency, and driving first-time resolution with product, operations, collections, risk, and partner teams.
- Track and resolve RBI CMS/Ombudsman-related cases, managing evidence, root-cause analysis, and closure notes.
- Maintain a Board-approved Grievance Redressal Policy summary on website/app and publish the Grievance Officer's contact details as required for NBFCs.
- Handle all bureau dispute issues by handling escalations with customers and liaising with internal teams to resolve complaints reported.
- Ensure complete records for internal audit, statutory audit, and RBI inspections (complaint logs, TATs, decisions, communications, evidence).
- Share periodic management information systems (MIS) to leadership and surface themes and preventive actions (product changes, controls, new standard operating procedures, etc).
- Regularly report phishing/impersonation/loan-app clones/UPI frauds using Refyne's name to law enforcement authorities.
- Report to National Cyber Crime Reporting Portal and helpline 1930, coordinate with local cyber police/CID and legal for FIR/zero-FIR where applicable. Maintain records and logs of all such activity.
- Work with InfoSec to run awareness and hardening (KYC abuse, mule-accounts, social engineering patterns).
- Define and track grievance service level agreements (SLAs) (acknowledgement, resolution), first-call resolution (FCR), reopen rate, bureau correction TAT, repeat root causes, and Ombudsman incidence.
- Build dashboards, run monthly root cause analysis and corrective action plans, drive policy/UX changes to reduce inflow.
- 5–9 years of experience in grievance redressal, customer advocacy & credit-bureau operations in NBFC/fintech/bank.
- Strong working knowledge of RBI Integrated Ombudsman Scheme (RB-IOS), CMS portal workflows, and complaint documentation.
- Excellent stakeholder management and strong communication skills, both oral and written.
- CRM/Ticketing (Freshdesk/Zendesk/Salesforce), RBI CMS portal, NCRP (cybercrime.gov.in), bureau portals/APIs (CIBIL/Experian/Equifax/CRIF).
- Opportunity to work in a dynamic fintech company.
- Chance to develop skills in grievance redressal and customer experience.
- Collaborative team environment.
- Contribute to creating a positive customer experience.
- Grow professionally and personally in a supportive environment.
- Develop skills in data analysis and process improvement.
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