Lead Credit Analyst

3 weeks ago


Bengaluru, Karnataka, India Vivriti Capital Full time

Join Vivriti Capital, a pioneering enterprise fintech NBFC, as we transform the Indian debt market. We are seeking a seasoned Lead Credit Analyst to spearhead our credit assessment and lending operations.

About the Role

We are looking for a highly skilled and experienced Lead Credit Analyst to lead our team of credit professionals. As a key member of our credit committee, you will be responsible for evaluating the creditworthiness of clients, monitoring their performance, and making recommendations to internal committees. Your expertise will play a crucial role in shaping our lending decisions and ensuring the growth and stability of our business.

Key Responsibilities
  1. Independently prepare comprehensive credit assessments of clients, including macro-overview, industry/sector analysis, competitor analysis, business analysis, financial analysis, and credit analysis. Monitor allocated portfolio clients closely and identify early warning signs of credit deterioration.
  2. Present client credit profiles to internal teams and the credit committee, supporting informed decision-making. Collaborate with sales teams, account relationship teams, and other concerned teams for new sourcing and renewal/review.
  3. Develop and maintain relationships with senior management of clients, presenting their credit profile to internal stakeholders and facilitating informed decision-making.
  4. Contribute to firm-wide projects focused on improving technology, enhancing reporting, and regulatory compliance.
Requirements
  • Candidates should possess a CA (Chartered Accountant) qualification or relevant credit assessment experience in corporates. Experience in structured credit/lending, portfolio/credit monitoring teams, or transaction advisory is desirable.
  • Strong analytical skills, with the ability to work with numbers, analyze financial statements, and interpret data to aid in credit underwriting.
  • Excellent report writing and communication skills, with the ability to present complex information effectively.
  • Ability to work independently and collaboratively as part of a high-performing team.
What We Offer
  • A competitive salary of ₹15.5 lakhs per annum, plus variable pay components.
  • A comprehensive benefits package, including medical care, life insurance, critical illness cover, interest-free loans, and employee stock options.
  • Ongoing professional development opportunities, including training programs, professional development allowances, and education grants.
  • A dynamic and inclusive work environment, with opportunities to contribute to firm-wide projects and shape the company's growth.
Location

Vivriti Capital has offices in Chennai, Mumbai, and Bangalore. The successful candidate will be required to travel extensively within India for on-field monitoring of clients.



  • Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time

    Job Description: As Unsecured Loan Portfolio Head in NeoGrowth Credit Pvt. Ltd., you will be responsible for leading a large team with presence across India, evaluating credit-worthiness of applicants, and maintaining portfolio loss within values/targets set by management.Key Responsibilities:Lead a large team with presence across IndiaEvaluate...


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Job Title:Lead Credit Risk AnalystCompany Overview:Acuity Knowledge Partners is a leading provider of knowledge management and business process outsourcing services. We are committed to delivering high-quality solutions that meet the evolving needs of our clients.Salary:The estimated annual salary for this role in Bangalore, India is ₹1,500,000 -...


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Acuity Knowledge Partners is currently seeking a dedicated and experienced Lead Corporate Credit Analyst to join its Lending Services team based in Bangalore.This role presents an excellent opportunity for individuals with strong analytical, leadership, and communication skills to grow their career in the credit industry.Key Responsibilities:Analyzing...


  • Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time

    Job Title: Senior Credit Risk ManagerThe successful candidate will lead the credit risk management function in NeoGrowth Credit Pvt. Ltd., responsible for assessing and approving credit to SMEs across India. This role offers excellent growth potential to a professional looking to join a nationwide organization and contribute to its expansion.Key...


  • Bengaluru, Karnataka, India Vivriti Capital Full time

    Role OverviewWe are seeking a highly skilled Financial Credit Risk Analyst to join our team at Vivriti Capital. This role is responsible for assessing creditworthiness, monitoring clients' performance, and making recommendations to the credit committees.

  • Senior Credit Head

    4 weeks ago


    Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time

    Company OverviewNeoGrowth Credit Pvt. Ltd. is a leading NBFC focused on providing unsecured loans to merchants and retail establishments across India.We are seeking an experienced Senior Credit Head to join our leadership team, who will be responsible for assessing and approving credit to SMEs, as well as monitoring and portfolio management.Salary and...


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Job SummaryWe are seeking a skilled Financial Institution Credit Analyst to join our team at Acuity Knowledge Partners in Bangalore. As a key member of our Lending Services team, you will be responsible for analyzing financial statements and assessing the credit worthiness of banks, insurance companies, NBFCs, and other financial institution counterparties.


  • Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time

    Key Responsibilities:Develop and implement effective credit policies and proceduresLead a large team of credit professionals across IndiaEvaluate the creditworthiness of applicants and make informed decisionsDesign and draft credit scorecards and auto-approval mechanismsSuggest modifications to credit policy as neededMaintain portfolio loss within targets...


  • Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time

    **About NeoGrowth Credit Pvt. Ltd.**NeoGrowth Credit Pvt. Ltd. is a leading organization in the financial sector, dedicated to providing innovative lending solutions to small and medium-sized enterprises.


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Opportunity OverviewAcuity Knowledge Partners is seeking a dedicated and motivated Financial Institution Credit Analyst to join its Lending Services team in Bangalore.


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    We are currently looking for a dedicated and motivated individual with strong leadership, organizational, and teamwork skills to join our Lending Services team based in Bangalore.Notice Period: Immediate Joiners/30 Days/60 Days can be considered for these rolesAbout the RoleWe are seeking a Senior Corporate Credit Analyst who will play a key role in...

  • Data Analyst

    4 weeks ago


    Bengaluru, Karnataka, India khatabook Full time

    Role OverviewWe are seeking a seasoned professional to join our team as a Senior Business Analyst in the Credit Risk Domain. The ideal candidate will have 2+ years of experience in analytics and prior experience in credit risk analytics is mandatory.This role involves developing and monitoring credit policy design, driving strategy and decision-making for...


  • Bengaluru, Karnataka, India Vervent Full time

    About VerventVervent is a leading fintech company that sets the standard for outperformance by delivering superior expertise, future-built technology, and meaningful services. Our mission is to empower our industry-leading partners with primary strategic services and drive compliance, maximize service, and accelerate business.We support our partners in...


  • Bengaluru, Karnataka, India Agrizy Ventures Private Limited Full time

    Job Overview">We are seeking a seasoned professional to join our team as a Senior Credit Risk Analyst. In this role, you will be responsible for evaluating corporate clients from a credit risk perspective.">About the Role">You will analyse the credit worthiness of buyers by understanding their business model, financial performance, industry risk, and market...


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Job TitleSenior Credit Risk Analyst - General CorporateAbout the RoleWe are seeking an experienced Senior Credit Risk Analyst to join our team in Bengaluru. This is a unique opportunity to leverage your analytical skills and industry knowledge to assess credit risk for large corporates.ResponsibilitiesAnalyzing financial statements, performance, and trends...

  • Head of Underwriting

    4 weeks ago


    Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time

    Job SummaryWe are seeking an accomplished Senior Credit Head to join our team at NeoGrowth Credit Pvt. Ltd., where you will be responsible for heading the Credit (Underwriting) Function, assessing and approving credit to SMEs, and monitoring and portfolio management.Key Responsibilities* Leading a large team with presence across India* Evaluating the...


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    About the JobWe are seeking a skilled Financial Analyst to join our Lending Services team based in Bangalore, India.As a key member of our team, you will be responsible for analyzing financial statements, assessing credit worthiness, and preparing credit reports for clients in the banking, insurance, and non-banking finance sectors.Key...

  • Circle Credit Leader

    4 weeks ago


    Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time

    About UsNeoGrowth Credit Pvt. Ltd. is a pioneering NBFC dedicated to empowering merchants and retail establishments through innovative financial solutions.Our mission is to provide seamless and efficient loan experiences, leveraging cutting-edge technology and expert knowledge.The RoleWe are looking for an exceptional Senior Credit Head to lead our...


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Company Overview: Acuity Knowledge Partners is a leading provider of lending services, seeking dedicated and motivated individuals to join its team in Bangalore.Estimated Salary: ₹12.5 Lakhs - ₹20 Lakhs per annumJob Description: As a Corporate Credit Risk Analyst, you will play a crucial role in assessing the credit worthiness of mid-large corporates by...


  • Bengaluru, Karnataka, India Acuity Knowledge Partners Full time

    Opportunity OverviewWe are seeking a dedicated and motivated Senior Corporate Credit Risk Analyst to join our Lending Services team based in Bangalore. This is an exciting opportunity for individuals with strong leadership, organizational, and teamwork skills to contribute to the growth of our organization.ResponsibilitiesAnalyze financial statements,...