Merchant Acquiring Risk Expert

1 day ago


Malappuram, Kerala, India beBeeFraud Full time ₹ 15,00,000 - ₹ 20,00,000

Job Role Summary:

The role of a merchant acquiring risk expert involves examining transactions to detect fraudulent merchants and assessing the validity of submitted documents. A successful candidate will have 3+ years of experience in fraud monitoring, an understanding of merchant acquiring and payment aggregation business models, and proficiency in using spreadsheet software.

  • Main Responsibilities:
  • Reviewing transactions processed at acquired merchants through multiple channels
  • Evaluating merchant behavior and identifying potential risks
  • Verifying and validating documents received from merchants in case of escalations or observed fraud patterns
  • Communicating with stakeholders across the unit about detected frauds and patterns
  • Suggesting new rules for merchant monitoring based on identified patterns
  • Staying updated on industry trends and fraud methods to prevent merchant-related scams
  • Collaborating with relevant teams for data requirements
  • Preparing management information systems (MIS) reports for stakeholders
  • Facilitating discussions with stakeholders on new surveillance requirements

Prerequisites:

  • At least 3 years of experience in fraud analysis
  • A good grasp of merchant acquiring, payment aggregation business, and UPI fraud concepts
  • Strong skills in Microsoft Excel for filtering, pivot tables, charts, lookup functions, and other advanced features
  • Knowledge of SQL programming is beneficial
  • An educational background in engineering, statistics, or econometrics would be advantageous


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