Senior Credit Risk Manager

4 days ago


Pune, Maharashtra, India beBeeCreditRisk Full time ₹ 75,00,000 - ₹ 1,08,00,000
About the Role

This position involves managing a portfolio of accounts to maintain acceptable delinquency and bounce metrics. The ideal candidate will have experience in credit risk management, including portfolio monitoring and analysis.

Responsibilities
  • Delinquency & Portfolio Management: Develop and implement strategies to maintain healthy portfolio levels and propose measures to control delinquencies.
  • Score Card Development: Participate in building and maintaining score cards and business rules engines (BRE) to ensure accurate decision-making.
  • Application Enrichment: Monitor and enhance applications through third-party sources, such as Perfios, Total KYC, Bureau, NSDL, UIDAI, and explore additional APIs for underwriting and risk assessment.
  • High-Risk Account Identification: Manage high-risk accounts using bureau scrubbing and other methods to minimize loan losses and ensure they are within budget.
  • Credit Process Review: Develop and conduct Credit Operation Process Reviews (COPR) to identify areas for improvement and optimize operational processes.
  • Portfolio Quality Maintenance: Implement sound credit policies, develop and maintain credit management information systems (MIS), and execute robust bureau MIS and analysis.


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