
MSME Credit Risk Manager
1 day ago
Job Title:
MSME Credit Risk Manager
We are seeking a seasoned credit risk professional to manage our MSME lending portfolio.
Key Responsibilities:
- Credit Assessment:
- Evaluate borrower financials, business models, banking behavior, and collateral quality.
- Conduct detailed financial analysis and credit risk assessment for MSME borrowers.
- Portfolio Management:
- Track portfolio performance, identify early warning signals, and take proactive steps to mitigate risks.
- Engage in regular portfolio reviews and reporting.
- Stakeholder Engagement:
- Liaise with internal teams to ensure smooth disbursement and documentation.
- Collaborate with external partners such as valuation agents and credit bureaus.
- Process Improvement:
- Contribute to digital underwriting workflows and credit automation initiatives.
Requirements:
- 7-10 years of experience in credit underwriting.
- Chartered Accountant (CA) with strong understanding of financial statements, ratio analysis, and cash flow projections.
- Proven expertise in underwriting business loans, loan against property (LAP), equipment loans, and supply chain finance.
- Strong decision-making and communication skills.
Essential Skills:
- Proficient in credit risk assessment - financial ratios, banking & GST analysis, bureau and collateral assessment.
- High attention to detail and ability to work in a fast-paced environment.
- Experience with tech-enabled credit evaluation and alternate data usage.
- Exposure to digital lending platforms or fintech collaborations.
About the Role:
We are a leading NBFC focused on enabling access to finance for MSMEs and underserved retail borrowers across India.
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Pune, Maharashtra, India AVANA Companies Full timeRole OverviewWe are looking for a seasoned Credit Manager with 7-10 years of experience in MSME lending, preferably within an NBFC setup. The ideal candidate will be a qualified Chartered Accountant (CA) who has a strong track record in underwriting MSME business loans, LAP, equipment loans and supply chain finance. This role will be based in Pune and will...
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