Credit Portfolio Manager, Institutional Banking Group

5 days ago


Hyderabad, Telangana, India DBS Bank Full time
Job Summary

The ideal candidate will be responsible for acquiring and building a well-diversified portfolio within the Institutional Banking Group 4 segment. This involves providing revenue from diversified sources such as assets, trade, cash, treasury, fees, etc., and ensuring a healthy income with an acceptable risk to the bank. The Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank.

Main Responsibilities
  • Source new to bank asset relationships within the IBG 4 segment, consisting of companies ranging from a turnover of INR 200 crores to 600 crores, aligned to bank lending policy.
  • Ensure a good net interest income as well as fees across the portfolio and regular revenue streams through cross-selling of trade, liabilities, cash, treasury, fees, etc.
  • Play an instrumental role in increasing the profitability of the business.
  • Ensure proper monitoring of the portfolio and maintaining delinquencies at NIL.
  • Implement and execute the IBG4 business strategy to increase market share and achieve targets consistent with IBG4 - topline and bottom-line targets, with a focus on a diversified portfolio and reducing concentration risk in the portfolio.
  • Build DBS brand value and enhance the network in the location by various marketing activities, collaborations, and events.
  • To comply with the bank's process and policies and ensure positive ratings during all Country/Group audits.


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