Senior Education Loan Specialist

1 week ago


Lucknow, Uttar Pradesh, India beBeeBranchCreditManager Full time ₹ 15,00,000 - ₹ 28,00,000

Job Title: Branch Credit Manager

  • Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan
  • Training- Provide training to team members so they work in synergy with the company's policies and norms
  • Delinquency Management for the location
  • Vendor / Cost management – managing the outsource agencies and ensure timely delivery by these agencies
  • PDD Management – controlling and tracking PDDs through proper MIS for the location

Roles & Responsibilities:

  • Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loans.
  • Process – Understanding processes and policies and implementing the same to ensure smooth transactions.
  • Training- Provide training to team members so they have the skills required to achieve business goals
  • Delinquency Management for the location
  • Vendor / Cost management – managing the outsource agencies and ensuring they meet quality standards

Technical Competencies / Skills:

  • Basic knowledge of loan underwriting
  • Knowledge of Mortgage Lending Business- awareness on risk involved regarding property titles
  • Ability to conduct personal discussions with clients (self-employed) independently and arrive at cash flow analysis
  • Good communication and report writing skills
  • Basic knowledge of banking and computer applications


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