Senior Risk Management Leader for Wholesale and Retail Lending

1 day ago


Chennai, Tamil Nadu, India MetaMorph Full time

About MetaMorph

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MetaMorph is a pioneering startup accelerator that empowers entrepreneurs to scale and innovate by placing people at the center of their strategy. With a proven track record of supporting over 220 startups, we specialize in aligning talent with organizational needs, enhancing employee skills, and transforming employer brands. Our data-driven insights fuel decision-making and provide comprehensive support for both acquisition and being acquired, ensuring you are covered from every angle.

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About Our Client

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Our client is a fintech company focused on unlocking access to tailored finance for women, agriculture, and nano entrepreneurs. The mission is to build a digital ecosystem ensuring finance for everyone, everywhere.

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Job Summary

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We are seeking an experienced Senior Manager Risk to lead the development and implementation of our client's risk management strategy across credit, operational, and regulatory domains. This role demands a strategic mindset, strong analytical skills, and a deep understanding of the NBFC sector and regulatory landscape in India.

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Main Responsibilities:

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  • Risk Strategy & Framework Development: Evolve and implement a comprehensive risk management framework that aligns with business goals, regulatory requirements, and market conditions.">
  • Credit Risk Management: Manage risk for the retail and wholesale portfolio, including underwriting standards, risk appetite frameworks, credit scoring models, and collections processes.">
  • Operational and Regulatory Compliance for Credit: Ensure compliance with regulatory reporting guidelines issued by RBI and other authorities.">
  • Data-Driven Risk Management: Leverage data analytics, AI, and machine learning tools to enhance data insights for risk control and provide inputs to improve risk modeling, fraud detection, and early-warning systems.">
  • Risk Reporting & Stakeholder Communication: Prepare and present regular risk reports to senior management and the board, providing insights into portfolio performance, emerging risks, and key risk indicators.">
  • Foster a risk-aware culture across the organization through training and risk management education for employees and other stakeholders.">
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Requirements:

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To be successful in this role, you should have a Master's degree in finance, economics, risk management, or a related field. Minimum 8-10 years of experience in risk management, ideally in the NBFC, banking, or financial services sector, with at least 3 years in a leadership role. Strong knowledge of credit risk, market risk, and operational risk in the context of an NBFC; familiarity with RBI regulations.

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The ideal candidate will possess advanced analytical skills, with experience in quantitative risk modeling, portfolio analysis, and forecasting. Proficiency in risk management and data analytics tools, ideally including Python and SQL. Experience in both wholesale and retail lending would be preferred. Some experience in a business role within the banking and NBFC space will be an added advantage.

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We offer a competitive salary of ₹20-30 lakhs per annum, commensurate with experience and qualifications. Benefits include health insurance, retirement plan, and paid time off. If you are an expert in these areas, please reach out to discuss this opportunity further.



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