Senior Risk Management Executive
1 day ago
About MetaMorph: At the forefront of empowering startups to scale and innovate, we prioritize people-centric strategies that drive growth. With a proven track record of supporting over 220 startups, we specialize in talent alignment, employee skill enhancement, and employer brand transformation. Our data-driven insights inform decision-making and provide comprehensive support for both acquisition and being acquired.
About Our Client: Our client is a fintech company dedicated to unlocking tailored finance for women, agriculture, and nano entrepreneurs. Their mission revolves around building a digital ecosystem ensuring finance for everyone, everywhere.
Role Summary: As Senior Manager Risk, you will lead the development and implementation of the company's risk management strategy across credit, operational, and regulatory domains. This role demands a strategic mindset, strong analytical skills, and a deep understanding of the NBFC sector and regulatory landscape in India.
Key Responsibilities:
Risk Strategy & Framework Development- Evolving and implementing a comprehensive risk management framework aligned with business goals, regulatory requirements, and market conditions.
- Overseeing risk identification, assessment, and mitigation strategies across all major risk types, including credit, market, operational, and compliance risks.
Credit Risk Management:
- Managing risk for the retail and wholesale portfolio. Should have managed organization-level credit risk policies and procedures, including underwriting standards, risk appetite frameworks, credit scoring models, and collections processes.
- Working with the credit team to develop robust risk assessment tools, especially for lending products offered to diverse customer segments in India.
Operational and Regulatory Compliance:
- Ensuring compliance with regulatory reporting guidelines issued by RBI and other authorities.
- Timely regulatory reporting, organized audits, and leading initiatives to improve compliance culture across the organization.
Data-Driven Risk Management:
- Leveraging data analytics, AI, and machine learning tools to enhance data insights for risk control, providing inputs to improve risk modeling, fraud detection, and early-warning systems.
- Implementing advanced data-driven strategies for more accurate risk assessment and mitigation.
Risk Reporting & Stakeholder Communication:
- Preparing and presenting regular risk reports to senior management and the board, providing insights into portfolio performance, emerging risks, and key risk indicators.
- Fostering a risk-aware culture across the organization through training and risk management education for employees and other stakeholders.
Salary Estimate: ₹1200000 - ₹1800000 per annum, based on industry standards and location.
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