Merchant Finance Lead
3 weeks ago
As Merchant Finance Lead - Hyperlocal Commerce, you will lead our efforts to drive lending growth and shape our lending strategy. You will work closely with our credit teams to develop and implement effective strategies for merchant/partner acquisition and lending growth.
Key Responsibilities:
- Develop and execute strategic plans to drive merchant/partner acquisition and lending growth
- Collaborate with credit teams to evaluate applications, analyze financial health, and ensure robust risk management
- Work with cross-functional teams to design and enhance lending products that cater to merchant needs
- Monitor loan portfolios to maintain credit quality and ensure timely repayments
- Ensure all processes comply with regulatory standards and company policies
- Mentor and guide junior team members to achieve operational excellence
Requirements:
- Proven experience in merchant lending, credit, or financial services, ideally in a fintech/startup environment
- Strong understanding of credit underwriting, risk assessment, and merchant ecosystem
- Excellent negotiation and relationship management skills
- Data-driven mindset with a knack for problem-solving and process improvement
- MBA/PGDM in Finance, Business Administration, or related fields preferred
Estimated Salary: ₹1800000 - ₹2500000 per annum
We offer a highly competitive salary range based on industry standards and your level of experience. Our compensation package includes benefits such as health insurance, retirement plans, and opportunities for professional growth.
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