Merchant Finance Specialist

6 days ago


Gurgaon, Haryana, India Magicpin (Samast Technology) Full time
Position Overview

The Merchant Finance Specialist will play a critical role in driving merchant/partner acquisition and lending growth. This position requires a strong understanding of credit underwriting, risk assessment, and merchant ecosystem, as well as excellent negotiation and relationship management skills.

About Magicpin

Magicpin is a hyperlocal commerce technology company that offers digital convenience to local merchants and real-world experiences for customers. Our proprietary tech stack provides an end-to-end app-based retail marketing platform that enables local retailers to increase traffic and transactions through promotions.

Responsibilities
  1. Develop and execute strategies to drive merchant/partner acquisition and lending growth.
  2. Build and maintain relationships with merchants and partners to understand their credit requirements and offer tailored solutions.
  3. Collaborate with credit teams to evaluate applications, analyze financial health, and ensure robust risk management.
  4. Design and enhance lending products that cater to merchant needs.
  5. Monitor loan portfolios to maintain credit quality and ensure timely repayments.
  6. Ensure all processes comply with regulatory standards and company policies.
Requirements
  • Proven experience in merchant lending, credit, or financial services, ideally in a fintech/startup environment.
  • Strong understanding of credit underwriting, risk assessment, and merchant ecosystem.
  • Excellent negotiation and relationship management skills.
  • Data-driven mindset with a knack for problem-solving and process improvement.
  • MBA/PGDM in Finance, Business Administration, or related fields preferred.
Benefits
  • Opportunity to work in a high-growth, dynamic startup environment.
  • Collaborate with a passionate and talented team.
Estimated Salary: ₹180000 - ₹360000 per annum

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