Credit Manager
3 weeks ago
Cash Flow Management
As a key member of our lending team, you will be responsible for assessing the creditworthiness of applicants for business and personal loans. This involves evaluating financial documents, credit history, and risk analysis to make informed decisions on loan approvals, rejections, or modifications.
Key Responsibilities
- Evaluate credit applications and assess risk
- Conduct thorough credit analysis and underwriting
- Make informed decisions on loan approvals and rejections
- Collaborate with sales and legal teams to streamline the loan approval process
- Develop and refine lending policies and credit scoring models
Requirements
- Bachelor's degree in finance, accounting, or related field
- Proven experience in credit assessment and underwriting
- Strong understanding of lending principles and regulatory requirements
- Excellent analytical and communication skills
- Knowledge of industry-specific software and tools
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