Senior Credit Risk Specialist
1 month ago
Credit Risk Management Opportunity
We are seeking a highly skilled Credit Risk Specialist to join our team in Jaipur. As a key member of our underwriting and collection process, you will be responsible for ensuring the timely and accurate approval of credit applications.
About the Role
This is a challenging opportunity to work with a leading retail bank, Axis Bank, and contribute to our mission of delivering excellent customer service while maintaining high credit standards. If you have a passion for credit risk management and possess strong analytical and communication skills, we encourage you to apply.
Responsibilities
- Approve credit applications based on risk assessment and target achievement
- Monitor and analyze approval rates across locations, products, and periods
- Evaluate turn-around times from login to sanction for all products and locations
- Develop and implement early warning signals for potential risks and issues
- Maintain risk management processes and ensure compliance with internal and external audits
- Provide training and support to existing CPCs and participate in process improvement initiatives
- Analyze and maintain PSL accuracy at product levels
Requirements
To succeed in this role, you should have:
- A CA or MBA Finance degree with expertise in credit appraisal
- Working knowledge of retail banking products and regulatory guidelines
- Excellent communication skills (both verbal and written) in English and Hindi
- Ability to handle pressure and meet deadlines
Estimated Salary Range: ₹8-12 lakhs per annum
Benefits and Others
In addition to a competitive salary, you can expect a range of benefits and opportunities for growth and development within our organization.
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