Senior Credit Risk Specialist

1 month ago


Jaipur, Rajasthan, India Axis Bank Full time

Credit Risk Management Opportunity

We are seeking a highly skilled Credit Risk Specialist to join our team in Jaipur. As a key member of our underwriting and collection process, you will be responsible for ensuring the timely and accurate approval of credit applications.

About the Role

This is a challenging opportunity to work with a leading retail bank, Axis Bank, and contribute to our mission of delivering excellent customer service while maintaining high credit standards. If you have a passion for credit risk management and possess strong analytical and communication skills, we encourage you to apply.

Responsibilities

  • Approve credit applications based on risk assessment and target achievement
  • Monitor and analyze approval rates across locations, products, and periods
  • Evaluate turn-around times from login to sanction for all products and locations
  • Develop and implement early warning signals for potential risks and issues
  • Maintain risk management processes and ensure compliance with internal and external audits
  • Provide training and support to existing CPCs and participate in process improvement initiatives
  • Analyze and maintain PSL accuracy at product levels

Requirements

To succeed in this role, you should have:

  • A CA or MBA Finance degree with expertise in credit appraisal
  • Working knowledge of retail banking products and regulatory guidelines
  • Excellent communication skills (both verbal and written) in English and Hindi
  • Ability to handle pressure and meet deadlines

Estimated Salary Range: ₹8-12 lakhs per annum

Benefits and Others

In addition to a competitive salary, you can expect a range of benefits and opportunities for growth and development within our organization.



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