Credit Operations Specialist
1 week ago
We are seeking a highly skilled Credit Operations Specialist to join our team at Digamber Finance in Jaipur. This is a full-time position that requires excellent attention to detail, strong analytical skills, and the ability to work effectively in a fast-paced environment.
Key Responsibilities- Loan Application Review: Review and process loan applications, ensuring all required documents are complete and meet company credit policy and regulatory requirements.
- Credit Risk Assessment: Verify customer eligibility and assess risk levels in collaboration with the credit assessment team.
- Client Record Maintenance: Maintain and update client records in the system.
- Loan Disbursement: Ensure all loan disbursement processes adhere to company policies and legal standards.
- Reporting: Generate reports on loan status, repayment progress, and arrears.
- Support to Senior Management: Assist in the preparation of credit risk reports for senior management.
- Documentation: Ensure all loan documents are accurately maintained, up-to-date, and compliant with regulatory and internal standards.
- Audit Support: Support internal and external audits by providing necessary documentation and information related to credit operations.
- Education: Bachelor's degree in Finance, Banking, Business Administration, or related field.
- Certification: Professional certification in credit management or microfinance is a plus.
- Experience: 1 to 3 years of experience in credit operations, loan processing, or microfinance.
- Familiarity: Familiarity with microfinance products, credit assessments, loan disbursements, and collections.
- Technical Skills: Experience with financial software and database management.
- Soft Skills: Strong analytical and problem-solving skills, excellent attention to detail, good communication and interpersonal skills, and proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).
- Regulatory Knowledge: Knowledge of relevant regulations governing microfinance operations is an advantage.
The estimated salary range for this position is ₹450,000 - ₹650,000 per annum, depending on qualifications and experience.
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