Unsecured Loans Specialist

2 days ago

Bengaluru, Karnataka, India beBeeLoan Full time
Job Description

We are seeking a skilled professional to join our team as a Loan Officer - Micro Banking. In this role, you will be responsible for developing and executing strategies to acquire new unsecured loan customers, collaborating with the liabilities team to cross-sell unsecured loans, and following up on leads provided by various channels within defined timelines.

The ideal candidate will have strong analytical and communication skills, with the ability to interact with customers in a courteous and professional manner. You will also need to conduct thorough assessments of potential customers, analyze and evaluate loan applications, and determine the capacity of repayment.

In addition, you will be responsible for carrying out pre- and post-loan activities related to Unsecured loans, performing simple financial analysis, and presenting loan applications to the sanctioning authority. You will also need to prioritize repayment of loans to maintain best portfolio quality and cooperate with credit department in case of identifying discrepancies or problems in customer information, reports, etc.

Required Skills and Qualifications
  • Strong analytical and communication skills
  • Ability to interact with customers in a courteous and professional manner
  • Thorough knowledge of Unsecured loans and other products offered in branch
  • Working knowledge of business and financial principles
  • Ability to work in a fast-paced environment and meet deadlines
Benefits
  • Opportunity to work with a leading financial institution
  • Competitive salary and benefits package
  • Opportunities for career advancement and professional growth
  • Collaborative and dynamic work environment
Others

This is a challenging yet rewarding role that requires a high level of professionalism, attention to detail, and excellent communication skills. If you are a motivated and results-driven individual who is passionate about finance and customer service, we encourage you to apply for this exciting opportunity.

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